Cost of Living in Rockaway, NJ

Population 6,589 · New Jersey · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rockaway sits on the smaller end of the New Jersey city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 8.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Rockaway sits roughly 20 miles west of Paterson. Median home values run roughly 28% higher than Paterson's $335,000.

Cost Overview

Housing 140
Rent 114

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rockaway

The median home value in Rockaway is $427,800 — 40% above the national median of $305,000. Median rent runs $1,496/month, 14% higher than the national median of $1,314/month. The median household income of $100,028/year is 34% higher than the US median of $74,580. The local unemployment rate is 8.5%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 62.4°F and lows of 43.8°F. Overall, Rockaway has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$427,800
40% above avg
Median Rent
$1,496/mo
14% above avg
Price-to-Rent Ratio
23.8x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 57.8%
Renter-occupied 42.2%

💰 Estimated Monthly Budget

Rent median rent
$1,496
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,110/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.4 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.8%

Commute Mode

Drove alone
74.4%
Carpooled
6.4%
Public transit
1.1%
Walked
2.3%
Work from home
15.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$100,028
34% above avg
Per Capita Income
$54,185
Unemployment Rate
8.5%
76% above avg
Poverty Rate
6.3%
Labor Force Participation
73.4%

🎓 Education

Bachelor's degree+ 28.4%
Graduate degree 12.0%

👥 Demographics

Median Age 45.2
Male median age 43.3
Female median age 46.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
43.8°F
Annual Precip
44.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384149627281858476655343
Low °F 232431415160666457453528
Precip" 3.042.554.073.713.394.274.334.493.723.973.304.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
86.5%
Good air days/yr
154
Max AQI recorded
39
PM2.5 days
311
Ozone days

Frequently Asked Questions

What is the cost of living in Rockaway, NJ?

Rockaway has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Rockaway, NJ?

The median gross rent in Rockaway is $1,496 per month based on 2023 Census data.

What is the average home price in Rockaway?

The median home value in Rockaway is $427,800 according to 2023 Census ACS data.

What is the median income in Rockaway?

The median household income in Rockaway is $100,028 per year (2023 ACS 5-year estimates).

What is the sales tax in Rockaway, NJ?

The combined state and local sales tax rate in Rockaway is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Rockaway, NJ affordable?

Rockaway is above average in cost of living, with an index of 130 — about 30% higher than the national average.

What is the weather like in Rockaway?

Rockaway has average high temperatures of 62.4°F and average lows of 43.8°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Rockaway at a Glance

Population
6,589
Median Income
$100,028
Home Value
$427,800
Median Rent
$1,496/mo
Unemployment
8.5%
Avg High Temp
62.4°F
Sales Tax
6.6%
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🗺️ County data for New Jersey

Explore county-level cost of living data

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