Cost of Living in Union, NJ

Population 3,284 · New Jersey · Data vintage 2023

140
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Union a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $452,000. At 16.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located <5 miles west of Elizabeth, Union falls within that metro's commuting orbit. Median home values run roughly 15% higher than Elizabeth's $394,000.

Cost Overview

Housing 148
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Union

The median home value in Union is $451,500 — 48% above the national median of $305,000. Median rent runs $1,695/month, 29% higher than the national median of $1,314/month. The median household income of $127,411/year is 71% higher than the US median of $74,580. The local unemployment rate is 16.1%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Union has a cost of living index of 140 versus the US average of 100, meaning it is 40% more expensive.

🏠 Housing

Median Home Value
$451,500
48% above avg
Zillow Home Value
$569,064
Zillow ZHVI
Median Rent
$1,695/mo
29% above avg
Zillow Rent
$2,581/mo
Zillow ZORI
Price-to-Rent Ratio
22.2x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 68.4%
Renter-occupied 31.6%

💰 Estimated Monthly Budget

Rent median rent
$1,695
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,309/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.6 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
74.8%
Carpooled
9.9%
Public transit
7.0%
Walked
2.7%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$127,411
71% above avg
Per Capita Income
$47,711
Unemployment Rate
16.1%
235% above avg
Poverty Rate
9.6%
Labor Force Participation
77.6%

🎓 Education

Bachelor's degree+ 25.1%
Graduate degree 9.8%

👥 Demographics

Median Age 47
Male median age 44.7
Female median age 47.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.7%
Good air days/yr
227
Max AQI recorded
329
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
12:1
Student-teacher ratio
10
Public schools
7,335
Total enrollment

Frequently Asked Questions

What is the cost of living in Union, NJ?

Union has a cost index of 140 (100 = national average). It is 40% above the national average.

What is average rent in Union, NJ?

The median gross rent in Union is $1,695 per month based on 2023 Census data.

What is the average home price in Union?

The median home value in Union is $451,500 according to Zillow and Census data.

What is the median income in Union?

The median household income in Union is $127,411 per year (2023 ACS 5-year estimates).

What is the sales tax in Union, NJ?

The combined state and local sales tax rate in Union is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Union, NJ affordable?

Union is above average in cost of living, with an index of 140 — about 40% higher than the national average.

What is the weather like in Union?

Union has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Union at a Glance

Population
3,284
Median Income
$127,411
Home Value
$451,500
Median Rent
$1,695/mo
Unemployment
16.1%
Avg High Temp
63.8°F
Sales Tax
6.6%
View all cities in New Jersey →
🗺️ County data for New Jersey

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs