Cost of Living in Bloomfield, NM

Population 7,391 · New Mexico · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bloomfield is a smaller New Mexico community of around 7000 residents, where median household incomes of $51,212 and housing costs ($168,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 24% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Bloomfield lies roughly 125 miles northwest of the nearest major metro, Rio Rancho — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 39% lower than Rio Rancho's $273,000.

Cost Overview

Housing 55
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bloomfield

The median home value in Bloomfield is $167,800 — 45% below the national median of $305,000. Median rent runs $831/month, 37% lower than the national median of $1,314/month. The median household income of $51,212/year is 31% lower than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New Mexico's top state income tax rate is 5.9% and the combined sales tax is 7.7%. The climate averages highs of 68.2°F and lows of 38.2°F. Overall, Bloomfield has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$167,800
45% below avg
Zillow Home Value
$242,352
Zillow ZHVI
Median Rent
$831/mo
37% below avg
Price-to-Rent Ratio
16.8x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$790
2 BR
$933
3 BR
$1,307
4 BR
$1,549
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$831
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,445/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.0 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
0.4%

Commute Mode

Drove alone
94.6%
Carpooled
3.2%
Walked
1.8%
Work from home
0.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.9%
Total Sales Tax 7.7%
State rate 5.0%
Avg local rate 2.7%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$51,212
31% below avg
Per Capita Income
$23,281
Unemployment Rate
5.9%
22% above avg
Poverty Rate
24.3%
Labor Force Participation
55.6%

🎓 Education

Bachelor's degree+ 8.4%
Graduate degree 5.9%

👥 Demographics

Median Age 29.7
Male median age 28.5
Female median age 31.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
68.2°F
Avg Low
38.2°F
Annual Precip
7.8"
10° 33° 55° 78° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 435060677789939082695543
Low °F 192430354453616051382719
Precip" 0.720.650.600.560.530.200.630.791.060.790.660.57

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
68.2%
Good air days/yr
117
Max AQI recorded
0
PM2.5 days
362
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

81%
4-Year Graduation Rate
15.8:1
Student-teacher ratio
9
Public schools
2,914
Total enrollment

Frequently Asked Questions

What is the cost of living in Bloomfield, NM?

Bloomfield has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Bloomfield, NM?

The median gross rent in Bloomfield is $831 per month based on 2023 Census data.

What is the average home price in Bloomfield?

The median home value in Bloomfield is $167,800 according to Zillow and Census data.

What is the median income in Bloomfield?

The median household income in Bloomfield is $51,212 per year (2023 ACS 5-year estimates).

What is the sales tax in Bloomfield, NM?

The combined state and local sales tax rate in Bloomfield is 7.7%. The New Mexico state income tax top rate is 5.9%.

Is Bloomfield, NM affordable?

Yes, Bloomfield is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

What is the weather like in Bloomfield?

Bloomfield has average high temperatures of 68.2°F and average lows of 38.2°F. Annual precipitation is 7.8". Data from NOAA 1991–2020 Climate Normals.

Bloomfield at a Glance

Population
7,391
Median Income
$51,212
Home Value
$167,800
Median Rent
$831/mo
Unemployment
5.9%
Avg High Temp
68.2°F
Sales Tax
7.7%
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🗺️ County data for New Mexico

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