Cost of Living in Catskill, NY

Population 3,803 · New York · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Catskill stay well under national norms: a median home value of $229,000 against median household incomes of $73,906 gives the city one of the more comfortable price-to-income ratios in New York. Unemployment has stayed elevated relative to the national figure — 9.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Catskill is about 30 miles south of Albany, the nearest large metro. Housing prices track closely with Albany's $223,000 median.

Cost Overview

Housing 75
Rent 82

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Catskill

The median home value in Catskill is $228,700 — 25% below the national median of $305,000. Median rent runs $1,072/month, 18% lower than the national median of $1,314/month. The median household income of $73,906/year is 1% lower than the US median of $74,580. The local unemployment rate is 9.4%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. Overall, Catskill has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$228,700
25% below avg
Median Rent
$1,072/mo
18% below avg
Zillow Rent
$2,050/mo
Zillow ZORI
Price-to-Rent Ratio
17.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 62.1%
Renter-occupied 37.9%

💰 Estimated Monthly Budget

Rent median rent
$1,072
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,686/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.7 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.3%

Commute Mode

Drove alone
74.1%
Carpooled
6.8%
Public transit
2.3%
Walked
2.7%
Bicycle
0.6%
Work from home
13.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$73,906
1% below avg
Per Capita Income
$43,187
Unemployment Rate
9.4%
95% above avg
Poverty Rate
13.3%
Labor Force Participation
63.4%

🎓 Education

Bachelor's degree+ 17.7%
Graduate degree 12.9%

👥 Demographics

Median Age 44.3
Male median age 40.2
Female median age 51.7

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
11.6:1
Student-teacher ratio
3
Public schools
1,429
Total enrollment

Frequently Asked Questions

What is the cost of living in Catskill, NY?

Catskill has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Catskill, NY?

The median gross rent in Catskill is $1,072 per month based on 2023 Census data.

What is the average home price in Catskill?

The median home value in Catskill is $228,700 according to 2023 Census ACS data.

What is the median income in Catskill?

The median household income in Catskill is $73,906 per year (2023 ACS 5-year estimates).

What is the sales tax in Catskill, NY?

The combined state and local sales tax rate in Catskill is 8.5%. The New York state income tax top rate is 10.9%.

Is Catskill, NY affordable?

Yes, Catskill is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

Catskill at a Glance

Population
3,803
Median Income
$73,906
Home Value
$228,700
Median Rent
$1,072/mo
Unemployment
9.4%
Sales Tax
8.5%
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Explore county-level cost of living data

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