Cost of Living in Kingston, NY

Population 23,942 · New York · Data vintage 2023

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Kingston sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Kingston is about 50 miles south of Albany, the nearest large metro. Median home values run roughly 25% higher than Albany's $223,000.

Cost Overview

Housing 91

Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Kingston

The median home value in Kingston is $277,900 — 9% below the national median of $305,000. Median rent runs $1,323/month, 1% higher than the national median of $1,314/month. The median household income of $65,413/year is 12% lower than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.5°F and lows of 37.8°F. Overall, Kingston has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value

$277,900

9% below avg

Median Rent

$1,323/mo

1% above avg

Zillow Rent

$2,128/mo

Zillow ZORI

Price-to-Rent Ratio

17.5x

Favors buying

Property Tax Rate

1.7%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$965

1 BR

$1,051

2 BR

$1,302

3 BR

$1,619

4 BR

$1,813

Owner-occupied 48.5%

Renter-occupied 51.5%

💰 Estimated Monthly Budget

Rent median rent

$1,323

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $1,937/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

24.7 min

9% below avg

Gas Price

$3.145/gal

0% below avg

Work From Home

13.9%

Commute Mode

Drove alone

71.2%

Carpooled

7.3%

Public transit

1.8%

Walked

2.7%

Bicycle

0.7%

Work from home

13.9%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax 10.9%

Total Sales Tax 8.5%

State rate 4.0%

Avg local rate 4.5%

Property Tax 1.7%

💼 Income & Employment

Median Household Income

$65,413

12% below avg

Per Capita Income

$39,199

Unemployment Rate

5.9%

23% above avg

Poverty Rate

19.1%

Labor Force Participation

65.7%

🎓 Education

Bachelor's degree+ 17.4%

Graduate degree 14.2%

👥 Demographics

Median Age 36.8

Male median age 34.6

Female median age 37.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High

59.5°F

Avg Low

37.8°F

Annual Precip

45.8"

Month	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	35	38	47	60	70	78	83	80	74	62	50	40
Low °F	16	18	26	35	46	54	59	58	50	39	31	23
Precip"	3.31	3.07	3.68	3.49	3.45	4.06	3.78	4.59	4.61	4.20	3.46	4.05

🏫 Schools

NCES CCD 2019 — public school district data

81%

4-Year Graduation Rate

11.4:1

Student-teacher ratio

Public schools

6,735

Total enrollment

Frequently Asked Questions

What is the cost of living in Kingston, NY?

Kingston has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in Kingston, NY?

The median gross rent in Kingston is $1,323 per month based on 2023 Census data.

What is the average home price in Kingston?

The median home value in Kingston is $277,900 according to 2023 Census ACS data.

What is the median income in Kingston?

The median household income in Kingston is $65,413 per year (2023 ACS 5-year estimates).

What is the sales tax in Kingston, NY?

The combined state and local sales tax rate in Kingston is 8.5%. The New York state income tax top rate is 10.9%.

Is Kingston, NY affordable?

Kingston is near the national average in terms of cost of living, with an index of 95 (100 = US average).

What is the weather like in Kingston?

Kingston has average high temperatures of 59.5°F and average lows of 37.8°F. Annual precipitation is 45.8". Data from NOAA 1991–2020 Climate Normals.

Kingston at a Glance

Population: 23,942
Median Income: $65,413
Home Value: $277,900
Median Rent: $1,323/mo
Unemployment: 5.9%
Avg High Temp: 59.5°F
Sales Tax: 8.5%

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