Cost of Living in Haviland, NY

Population 3,694 · New York · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Haviland is a smaller New York community of around 4000 residents, where median household incomes of $86,806 and housing costs ($269,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 45 miles west of Waterbury, Haviland falls within that metro's commuting orbit. Median home values run roughly 45% higher than Waterbury's $185,000.

Cost Overview

Housing 88
Rent 87

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Haviland

The median home value in Haviland is $268,500 — 12% below the national median of $305,000. Median rent runs $1,149/month, 13% lower than the national median of $1,314/month. The median household income of $86,806/year is 16% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.5°F and lows of 37.8°F. Overall, Haviland has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$268,500
12% below avg
Median Rent
$1,149/mo
13% below avg
Price-to-Rent Ratio
19.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 81.6%
Renter-occupied 18.4%

💰 Estimated Monthly Budget

Rent median rent
$1,149
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,763/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.6%

Commute Mode

Drove alone
80.8%
Carpooled
6.9%
Walked
0.1%
Work from home
10.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$86,806
16% above avg
Per Capita Income
$47,858
Unemployment Rate
4.6%
4% below avg
Poverty Rate
3.4%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 20.6%
Graduate degree 10.7%

👥 Demographics

Median Age 42.8
Male median age 42.2
Female median age 45.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
37.8°F
Annual Precip
45.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607078838074625040
Low °F 161826354654595850393123
Precip" 3.313.073.683.493.454.063.784.594.614.203.464.05

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 33 — Good
96%
Good air days/yr
108
Max AQI recorded
0
PM2.5 days
347
Ozone days

Frequently Asked Questions

What is the cost of living in Haviland, NY?

Haviland has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Haviland, NY?

The median gross rent in Haviland is $1,149 per month based on 2023 Census data.

What is the average home price in Haviland?

The median home value in Haviland is $268,500 according to 2023 Census ACS data.

What is the median income in Haviland?

The median household income in Haviland is $86,806 per year (2023 ACS 5-year estimates).

What is the sales tax in Haviland, NY?

The combined state and local sales tax rate in Haviland is 8.5%. The New York state income tax top rate is 10.9%.

Is Haviland, NY affordable?

Yes, Haviland is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

What is the weather like in Haviland?

Haviland has average high temperatures of 59.5°F and average lows of 37.8°F. Annual precipitation is 45.8". Data from NOAA 1991–2020 Climate Normals.

Haviland at a Glance

Population
3,694
Median Income
$86,806
Home Value
$268,500
Median Rent
$1,149/mo
Unemployment
4.6%
Avg High Temp
59.5°F
Sales Tax
8.5%
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