Cost of Living in Saugerties, NY
Population 3,877 · New York · Data vintage 2023
(100 = US avg)
At $45,213, median household incomes in Saugerties land roughly 39% below the US median, a gap that tends to persist across local labor-market indicators. Unemployment has stayed elevated relative to the national figure — 8.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Saugerties is about 40 miles south of Albany, the nearest large metro. Median home values run roughly 41% higher than Albany's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Saugerties
The median home value in Saugerties is $314,500 — 3% above the national median of $305,000. Median rent runs $1,131/month, 14% lower than the national median of $1,314/month. The median household income of $45,213/year is 39% lower than the US median of $74,580. The local unemployment rate is 8.2%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.5°F and lows of 37.8°F. Overall, Saugerties has a cost of living index of 96 versus the US average of 100, meaning it is 4% less expensive.
Saugerties has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 47 | 60 | 70 | 78 | 83 | 80 | 74 | 62 | 50 | 40 |
| Low °F | 16 | 18 | 26 | 35 | 46 | 54 | 59 | 58 | 50 | 39 | 31 | 23 |
| Precip" | 3.31 | 3.07 | 3.68 | 3.49 | 3.45 | 4.06 | 3.78 | 4.59 | 4.61 | 4.20 | 3.46 | 4.05 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Saugerties, NY?
Saugerties has a cost index of 96 (100 = national average). It is 4% below the national average.
What is average rent in Saugerties, NY?
The median gross rent in Saugerties is $1,131 per month based on 2023 Census data.
What is the average home price in Saugerties?
The median home value in Saugerties is $314,500 according to 2023 Census ACS data.
What is the median income in Saugerties?
The median household income in Saugerties is $45,213 per year (2023 ACS 5-year estimates).
What is the sales tax in Saugerties, NY?
The combined state and local sales tax rate in Saugerties is 8.5%. The New York state income tax top rate is 10.9%.
Is Saugerties, NY affordable?
Saugerties is near the national average in terms of cost of living, with an index of 96 (100 = US average).
What is the weather like in Saugerties?
Saugerties has average high temperatures of 59.5°F and average lows of 37.8°F. Annual precipitation is 45.8". Data from NOAA 1991–2020 Climate Normals.
Saugerties at a Glance
- Population
- 3,877
- Median Income
- $45,213
- Home Value
- $314,500
- Median Rent
- $1,131/mo
- Unemployment
- 8.2%
- Avg High Temp
- 59.5°F
- Sales Tax
- 8.5%
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New York Rankings
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