Cost of Living in Elmsford, NY
Population 5,183 · New York · Data vintage 2023
(100 = US avg)
Elmsford's housing market reflects its status as a high-earning metro: $568,000 for a typical home, 86% above the US median, paired with household incomes around $116,779 that put it in the upper third of the state.
Geographically, Elmsford sits roughly 8 miles northeast of Yonkers. Median home values run roughly 19% higher than Yonkers' $478,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Elmsford
The median home value in Elmsford is $568,000 — 86% above the national median of $305,000. Median rent runs $2,564/month, 95% higher than the national median of $1,314/month. The median household income of $116,779/year is 57% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Elmsford has a cost of living index of 190 versus the US average of 100, meaning it is 90% more expensive.
Elmsford has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 37 | 40 | 48 | 59 | 69 | 78 | 83 | 81 | 74 | 63 | 52 | 42 |
| Low °F | 22 | 24 | 31 | 40 | 50 | 59 | 65 | 64 | 57 | 46 | 36 | 28 |
| Precip" | 3.20 | 2.53 | 4.11 | 4.20 | 3.94 | 4.25 | 4.07 | 4.36 | 4.94 | 4.33 | 3.64 | 4.18 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Elmsford, NY?
Elmsford has a cost index of 190 (100 = national average). It is 90% above the national average.
What is average rent in Elmsford, NY?
The median gross rent in Elmsford is $2,564 per month based on 2023 Census data.
What is the average home price in Elmsford?
The median home value in Elmsford is $568,000 according to Zillow and Census data.
What is the median income in Elmsford?
The median household income in Elmsford is $116,779 per year (2023 ACS 5-year estimates).
What is the sales tax in Elmsford, NY?
The combined state and local sales tax rate in Elmsford is 8.5%. The New York state income tax top rate is 10.9%.
Is Elmsford, NY affordable?
Elmsford is above average in cost of living, with an index of 190 — about 90% higher than the national average.
What is the weather like in Elmsford?
Elmsford has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.
Elmsford at a Glance
- Population
- 5,183
- Median Income
- $116,779
- Home Value
- $568,000
- Median Rent
- $2,564/mo
- Unemployment
- 5.0%
- Avg High Temp
- 60.6°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
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