Cost of Living in Ardsley, NY

Population 5,005 · New York · Data vintage 2023

263
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ardsley's housing market reflects its status as a high-earning metro: $793,000 for a typical home, 160% above the US median, paired with household incomes around $250,001 that put it in the upper third of the state. At 7.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Ardsley sits roughly 5 miles northeast of Yonkers — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 66% higher than Yonkers' $478,000.

Cost Overview

Housing 260
Rent 266

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ardsley

The median home value in Ardsley is $792,900 — 160% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $250,001/year is 235% higher than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Ardsley has a cost of living index of 263 versus the US average of 100, meaning it is 163% more expensive.

🏠 Housing

Median Home Value
$792,900
160% above avg
Zillow Home Value
$525,465
Zillow ZHVI
Median Rent
$3,501/mo
166% above avg
Price-to-Rent Ratio
18.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 82.2%
Renter-occupied 17.8%

💰 Estimated Monthly Budget

Rent median rent
$3,501
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,115/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.2 min
38% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
27.0%

Commute Mode

Drove alone
44.4%
Carpooled
9.1%
Public transit
16.4%
Walked
2.8%
Work from home
27.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$250,001
235% above avg
Per Capita Income
$94,850
Unemployment Rate
7.7%
59% above avg
Poverty Rate
3.5%
Labor Force Participation
66.2%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 43.9%

👥 Demographics

Median Age 42
Male median age 41.3
Female median age 42.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
43.4°F
Annual Precip
47.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374048596978838174635242
Low °F 222431405059656457463628
Precip" 3.202.534.114.203.944.254.074.364.944.333.644.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
78.6%
Good air days/yr
198
Max AQI recorded
144
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
11.1:1
Student-teacher ratio
3
Public schools
2,314
Total enrollment

Frequently Asked Questions

What is the cost of living in Ardsley, NY?

Ardsley has a cost index of 263 (100 = national average). It is 163% above the national average.

What is average rent in Ardsley, NY?

The median gross rent in Ardsley is $3,501 per month based on 2023 Census data.

What is the average home price in Ardsley?

The median home value in Ardsley is $792,900 according to Zillow and Census data.

What is the median income in Ardsley?

The median household income in Ardsley is $250,001 per year (2023 ACS 5-year estimates).

What is the sales tax in Ardsley, NY?

The combined state and local sales tax rate in Ardsley is 8.5%. The New York state income tax top rate is 10.9%.

Is Ardsley, NY affordable?

Ardsley is above average in cost of living, with an index of 263 — about 163% higher than the national average.

What is the weather like in Ardsley?

Ardsley has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.

Ardsley at a Glance

Population
5,005
Median Income
$250,001
Home Value
$792,900
Median Rent
$3,501/mo
Unemployment
7.7%
Avg High Temp
60.6°F
Sales Tax
8.5%
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