Cost of Living in Irvington, NY

Population 6,541 · New York · Data vintage 2023

247
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Irvington's housing market reflects its status as a high-earning metro: $890,000 for a typical home, 192% above the US median, paired with household incomes around $169,411 that put it in the upper third of the state. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.

Geographically, Irvington sits roughly 6 miles north of Yonkers. Median home values run roughly 86% higher than Yonkers' $478,000.

Cost Overview

Housing 292
Rent 181

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Irvington

The median home value in Irvington is $889,800 — 192% above the national median of $305,000. Median rent runs $2,376/month, 81% higher than the national median of $1,314/month. The median household income of $169,411/year is 127% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Irvington has a cost of living index of 247 versus the US average of 100, meaning it is 147% more expensive.

🏠 Housing

Median Home Value
$889,800
192% above avg
Zillow Home Value
$340,320
Zillow ZHVI
Median Rent
$2,376/mo
81% above avg
Price-to-Rent Ratio
31.2x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 82.3%
Renter-occupied 17.6%

💰 Estimated Monthly Budget

Rent median rent
$2,376
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,990/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
42.6 min
58% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
34.3%

Commute Mode

Drove alone
36.7%
Carpooled
1.8%
Public transit
17.4%
Walked
7.4%
Work from home
34.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$169,411
127% above avg
Per Capita Income
$104,511
Unemployment Rate
3.0%
38% below avg
Poverty Rate
1.7%
Labor Force Participation
67.6%

🎓 Education

Bachelor's degree+ 30.2%
Graduate degree 55.8%

👥 Demographics

Median Age 43.4
Male median age 41.8
Female median age 43.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
43.4°F
Annual Precip
47.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374048596978838174635242
Low °F 222431405059656457463628
Precip" 3.202.534.114.203.944.254.074.364.944.333.644.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
78.6%
Good air days/yr
198
Max AQI recorded
144
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
13.1:1
Student-teacher ratio
4
Public schools
1,805
Total enrollment

Frequently Asked Questions

What is the cost of living in Irvington, NY?

Irvington has a cost index of 247 (100 = national average). It is 147% above the national average.

What is average rent in Irvington, NY?

The median gross rent in Irvington is $2,376 per month based on 2023 Census data.

What is the average home price in Irvington?

The median home value in Irvington is $889,800 according to Zillow and Census data.

What is the median income in Irvington?

The median household income in Irvington is $169,411 per year (2023 ACS 5-year estimates).

What is the sales tax in Irvington, NY?

The combined state and local sales tax rate in Irvington is 8.5%. The New York state income tax top rate is 10.9%.

Is Irvington, NY affordable?

Irvington is above average in cost of living, with an index of 247 — about 147% higher than the national average.

What is the weather like in Irvington?

Irvington has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.

Irvington at a Glance

Population
6,541
Median Income
$169,411
Home Value
$889,800
Median Rent
$2,376/mo
Unemployment
3.0%
Avg High Temp
60.6°F
Sales Tax
8.5%
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