Cost of Living in Tappan, NY

Population 6,704 · New York · Data vintage 2023

187
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Tappan sits 97% above the national median — $602,000 for the typical home — but median household incomes near $177,143 (138% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 8.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Tappan sits roughly 7 miles northwest of Yonkers. Median home values run roughly 26% higher than Yonkers' $478,000.

Cost Overview

Housing 197
Rent 170

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Tappan

The median home value in Tappan is $602,200 — 97% above the national median of $305,000. Median rent runs $2,237/month, 70% higher than the national median of $1,314/month. The median household income of $177,143/year is 138% higher than the US median of $74,580. The local unemployment rate is 8.3%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Tappan has a cost of living index of 187 versus the US average of 100, meaning it is 87% more expensive.

🏠 Housing

Median Home Value
$602,200
97% above avg
Zillow Home Value
$229,252
Zillow ZHVI
Median Rent
$2,237/mo
70% above avg
Price-to-Rent Ratio
22.4x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 93.8%
Renter-occupied 6.2%

💰 Estimated Monthly Budget

Rent median rent
$2,237
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,851/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.0 min
41% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.3%

Commute Mode

Drove alone
69.0%
Carpooled
9.9%
Public transit
7.2%
Walked
0.8%
Work from home
12.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$177,143
138% above avg
Per Capita Income
$66,886
Unemployment Rate
8.3%
72% above avg
Poverty Rate
0.9%
Labor Force Participation
70.3%

🎓 Education

Bachelor's degree+ 36.7%
Graduate degree 24.9%

👥 Demographics

Median Age 45.5
Male median age 45.5
Female median age 45.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
43.4°F
Annual Precip
47.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374048596978838174635242
Low °F 222431405059656457463628
Precip" 3.202.534.114.203.944.254.074.364.944.333.644.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
79.3%
Good air days/yr
197
Max AQI recorded
141
PM2.5 days
222
Ozone days

Frequently Asked Questions

What is the cost of living in Tappan, NY?

Tappan has a cost index of 187 (100 = national average). It is 87% above the national average.

What is average rent in Tappan, NY?

The median gross rent in Tappan is $2,237 per month based on 2023 Census data.

What is the average home price in Tappan?

The median home value in Tappan is $602,200 according to Zillow and Census data.

What is the median income in Tappan?

The median household income in Tappan is $177,143 per year (2023 ACS 5-year estimates).

What is the sales tax in Tappan, NY?

The combined state and local sales tax rate in Tappan is 8.5%. The New York state income tax top rate is 10.9%.

Is Tappan, NY affordable?

Tappan is above average in cost of living, with an index of 187 — about 87% higher than the national average.

What is the weather like in Tappan?

Tappan has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.

Tappan at a Glance

Population
6,704
Median Income
$177,143
Home Value
$602,200
Median Rent
$2,237/mo
Unemployment
8.3%
Avg High Temp
60.6°F
Sales Tax
8.5%
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