Cost of Living in Warrensburg, NY

Population 3,285 · New York · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Warrensburg offers a notably favorable income-to-housing ratio for its region. The typical home — $146,000 — costs less than 2.2 times median household income of $65,176, a threshold many coastal markets passed a decade ago. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.

Located 60 miles north of Albany, Warrensburg is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 34% lower than Albany's $223,000.

Cost Overview

Housing 48
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Warrensburg

The median home value in Warrensburg is $146,200 — 52% below the national median of $305,000. Median rent runs $1,040/month, 21% lower than the national median of $1,314/month. The median household income of $65,176/year is 13% lower than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 56.9°F and lows of 34.5°F. Overall, Warrensburg has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$146,200
52% below avg
Zillow Home Value
$236,691
Zillow ZHVI
Median Rent
$1,040/mo
21% below avg
Price-to-Rent Ratio
11.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 73.4%
Renter-occupied 26.6%

💰 Estimated Monthly Budget

Rent median rent
$1,040
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,654/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.5 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.0%

Commute Mode

Drove alone
81.4%
Carpooled
3.3%
Walked
1.4%
Work from home
9.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$65,176
13% below avg
Per Capita Income
$36,035
Unemployment Rate
0.0%
100% below avg
Poverty Rate
12.1%
Labor Force Participation
58.2%

🎓 Education

Bachelor's degree+ 8.6%
Graduate degree 4.5%

👥 Demographics

Median Age 45.6
Male median age 40.8
Female median age 50.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.9°F
Avg Low
34.5°F
Annual Precip
38.2"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303343576977828072594735
Low °F 101121334453585648372818
Precip" 2.561.952.793.103.353.724.263.483.303.683.013.01

🏫 Schools

NCES CCD 2019 — public school district data

72%
4-Year Graduation Rate
9.5:1
Student-teacher ratio
2
Public schools
706
Total enrollment

Frequently Asked Questions

What is the cost of living in Warrensburg, NY?

Warrensburg has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Warrensburg, NY?

The median gross rent in Warrensburg is $1,040 per month based on 2023 Census data.

What is the average home price in Warrensburg?

The median home value in Warrensburg is $146,200 according to Zillow and Census data.

What is the median income in Warrensburg?

The median household income in Warrensburg is $65,176 per year (2023 ACS 5-year estimates).

What is the sales tax in Warrensburg, NY?

The combined state and local sales tax rate in Warrensburg is 8.5%. The New York state income tax top rate is 10.9%.

Is Warrensburg, NY affordable?

Yes, Warrensburg is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Warrensburg?

Warrensburg has average high temperatures of 56.9°F and average lows of 34.5°F. Annual precipitation is 38.2". Data from NOAA 1991–2020 Climate Normals.