Cost of Living in Westmere, NY

Population 7,616 · New York · Data vintage 2023

108
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Westmere sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 0.7% points to a labor market well on the tight side of the national distribution.

Geographically, Westmere is part of the immediate Albany metro area. Median home values run roughly 31% higher than Albany's $223,000.

Cost Overview

Housing 95
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westmere

The median home value in Westmere is $291,200 — 5% below the national median of $305,000. Median rent runs $1,660/month, 26% higher than the national median of $1,314/month. The median household income of $86,398/year is 16% higher than the US median of $74,580. The local unemployment rate is 0.7%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.4°F and lows of 39.4°F, with about 59.2" of annual snowfall. Overall, Westmere has a cost of living index of 108 versus the US average of 100, meaning it is 8% more expensive.

🏠 Housing

Median Home Value
$291,200
5% below avg
Median Rent
$1,660/mo
26% above avg
Price-to-Rent Ratio
14.6x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 51.6%
Renter-occupied 48.4%

💰 Estimated Monthly Budget

Rent median rent
$1,660
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,274/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.8 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.5%

Commute Mode

Drove alone
72.7%
Carpooled
10.4%
Public transit
0.2%
Walked
0.4%
Bicycle
2.4%
Work from home
10.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$86,398
16% above avg
Per Capita Income
$58,833
Unemployment Rate
0.7%
86% below avg
Poverty Rate
4.4%
Labor Force Participation
70.3%

🎓 Education

Bachelor's degree+ 27.9%
Graduate degree 20.9%

👥 Demographics

Median Age 39.1
Male median age 37.9
Female median age 39.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.4°F
Avg Low
39.4°F
Annual Precip
40.7"
Annual Snowfall
59.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333645597179848274624938
Low °F 161826374857626153413223
Precip" 2.602.283.093.113.414.054.553.763.733.852.993.26
Snow" 15.613.712.01.60.10.00.00.00.00.32.613.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
67.1%
Good air days/yr
186
Max AQI recorded
250
PM2.5 days
115
Ozone days

Frequently Asked Questions

What is the cost of living in Westmere, NY?

Westmere has a cost index of 108 (100 = national average). It is 8% above the national average.

What is average rent in Westmere, NY?

The median gross rent in Westmere is $1,660 per month based on 2023 Census data.

What is the average home price in Westmere?

The median home value in Westmere is $291,200 according to 2023 Census ACS data.

What is the median income in Westmere?

The median household income in Westmere is $86,398 per year (2023 ACS 5-year estimates).

What is the sales tax in Westmere, NY?

The combined state and local sales tax rate in Westmere is 8.5%. The New York state income tax top rate is 10.9%.

Is Westmere, NY affordable?

Westmere is near the national average in terms of cost of living, with an index of 108 (100 = US average).

What is the weather like in Westmere?

Westmere has average high temperatures of 59.4°F and average lows of 39.4°F. Annual precipitation is 40.7". Average annual snowfall is 59.2". Data from NOAA 1991–2020 Climate Normals.

Westmere at a Glance

Population
7,616
Median Income
$86,398
Home Value
$291,200
Median Rent
$1,660/mo
Unemployment
0.7%
Avg High Temp
59.4°F
Sales Tax
8.5%
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