Cost of Living in Yaphank, NY

Population 6,140 · New York · Data vintage 2023

169
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Yaphank sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Yaphank is about 30 miles southeast of Bridgeport, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 67% higher than Bridgeport's $252,000.

Cost Overview

Housing 138
Rent 215

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Yaphank

The median home value in Yaphank is $421,100 — 38% above the national median of $305,000. Median rent runs $2,831/month, 115% higher than the national median of $1,314/month. The median household income of $111,375/year is 49% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.8°F and lows of 44.0°F. Overall, Yaphank has a cost of living index of 169 versus the US average of 100, meaning it is 69% more expensive.

🏠 Housing

Median Home Value
$421,100
38% above avg
Zillow Home Value
$145,017
Zillow ZHVI
Median Rent
$2,831/mo
115% above avg
Zillow Rent
$3,603/mo
Zillow ZORI
Price-to-Rent Ratio
12.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 73.3%
Renter-occupied 26.8%

💰 Estimated Monthly Budget

Rent median rent
$2,831
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,445/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.3 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.1%

Commute Mode

Drove alone
78.5%
Carpooled
12.6%
Public transit
2.3%
Work from home
6.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$111,375
49% above avg
Per Capita Income
$56,014
Unemployment Rate
2.8%
41% below avg
Poverty Rate
5.1%
Labor Force Participation
72.4%

🎓 Education

Bachelor's degree+ 22.3%
Graduate degree 13.8%

👥 Demographics

Median Age 40
Male median age 38.3
Female median age 44.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.8°F
Avg Low
44.0°F
Annual Precip
44.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394147586877838174645445
Low °F 242531404960666557463729
Precip" 2.973.104.624.063.473.703.243.043.903.993.654.50

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Yaphank, NY?

Yaphank has a cost index of 169 (100 = national average). It is 69% above the national average.

What is average rent in Yaphank, NY?

The median gross rent in Yaphank is $2,831 per month based on 2023 Census data.

What is the average home price in Yaphank?

The median home value in Yaphank is $421,100 according to Zillow and Census data.

What is the median income in Yaphank?

The median household income in Yaphank is $111,375 per year (2023 ACS 5-year estimates).

What is the sales tax in Yaphank, NY?

The combined state and local sales tax rate in Yaphank is 8.5%. The New York state income tax top rate is 10.9%.

Is Yaphank, NY affordable?

Yaphank is above average in cost of living, with an index of 169 — about 69% higher than the national average.

What is the weather like in Yaphank?

Yaphank has average high temperatures of 60.8°F and average lows of 44.0°F. Annual precipitation is 44.2". Data from NOAA 1991–2020 Climate Normals.

Yaphank at a Glance

Population
6,140
Median Income
$111,375
Home Value
$421,100
Median Rent
$2,831/mo
Unemployment
2.8%
Avg High Temp
60.8°F
Sales Tax
8.5%
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