Cost of Living in Georgetown, OH

Population 4,147 · Ohio · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Georgetown run well below national norms — a median of $40,283 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $109,000). Around 33% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 40 miles southeast of Cincinnati, Georgetown falls within that metro's commuting orbit. Median home values run roughly 49% lower than Cincinnati's $215,000.

Cost Overview

Housing 36
Rent 54

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Georgetown

The median home value in Georgetown is $108,900 — 64% below the national median of $305,000. Median rent runs $710/month, 46% lower than the national median of $1,314/month. The median household income of $40,283/year is 46% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. Overall, Georgetown has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$108,900
64% below avg
Zillow Home Value
$231,670
Zillow ZHVI
Median Rent
$710/mo
46% below avg
Price-to-Rent Ratio
12.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 56.9%
Renter-occupied 43.1%

💰 Estimated Monthly Budget

Rent median rent
$710
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,324/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.9 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.7%

Commute Mode

Drove alone
86.0%
Carpooled
7.5%
Public transit
0.6%
Walked
1.1%
Work from home
4.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$40,283
46% below avg
Per Capita Income
$26,220
Unemployment Rate
4.1%
16% below avg
Poverty Rate
33.3%
Labor Force Participation
39.6%

🎓 Education

Bachelor's degree+ 11.2%
Graduate degree 1.6%

👥 Demographics

Median Age 46
Male median age 49
Female median age 45.9

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
18.8:1
Student-teacher ratio
2
Public schools
1,036
Total enrollment

Frequently Asked Questions

What is the cost of living in Georgetown, OH?

Georgetown has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Georgetown, OH?

The median gross rent in Georgetown is $710 per month based on 2023 Census data.

What is the average home price in Georgetown?

The median home value in Georgetown is $108,900 according to Zillow and Census data.

What is the median income in Georgetown?

The median household income in Georgetown is $40,283 per year (2023 ACS 5-year estimates).

What is the sales tax in Georgetown, OH?

The combined state and local sales tax rate in Georgetown is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Georgetown, OH affordable?

Yes, Georgetown is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

Georgetown at a Glance

Population
4,147
Median Income
$40,283
Home Value
$108,900
Median Rent
$710/mo
Unemployment
4.1%
Sales Tax
7.2%
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Explore county-level cost of living data

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