Cost of Living in Madison, OH

Population 3,427 · Ohio · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Madison stay well under national norms: a median home value of $191,000 against median household incomes of $95,313 gives the city one of the more comfortable price-to-income ratios in Ohio. The labor market has been unusually tight, with unemployment around 2.0% — below most comparable cities in the state.

Madison is about 40 miles northeast of Cleveland, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 103% higher than Cleveland's $94,000.

Cost Overview

Housing 63
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Madison

The median home value in Madison is $190,900 — 37% below the national median of $305,000. Median rent runs $888/month, 32% lower than the national median of $1,314/month. The median household income of $95,313/year is 28% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 58.2°F and lows of 39.5°F. Overall, Madison has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$190,900
37% below avg
Zillow Home Value
$225,642
Zillow ZHVI
Median Rent
$888/mo
32% below avg
Price-to-Rent Ratio
17.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 91.5%
Renter-occupied 8.5%

💰 Estimated Monthly Budget

Rent median rent
$888
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,502/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.7 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.8%

Commute Mode

Drove alone
79.7%
Carpooled
6.3%
Public transit
1.1%
Work from home
12.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$95,313
28% above avg
Per Capita Income
$37,169
Unemployment Rate
2.0%
58% below avg
Poverty Rate
5.8%
Labor Force Participation
65.3%

🎓 Education

Bachelor's degree+ 11.3%
Graduate degree 6.9%

👥 Demographics

Median Age 44.7
Male median age 43.3
Female median age 45.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.2°F
Avg Low
39.5°F
Annual Precip
37.1"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333644586977817973614938
Low °F 191926364655605852423426
Precip" 1.901.682.363.363.303.684.273.573.853.683.102.32

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
71%
Good air days/yr
170
Max AQI recorded
185
PM2.5 days
180
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
21.6:1
Student-teacher ratio
5
Public schools
3,000
Total enrollment

Frequently Asked Questions

What is the cost of living in Madison, OH?

Madison has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Madison, OH?

The median gross rent in Madison is $888 per month based on 2023 Census data.

What is the average home price in Madison?

The median home value in Madison is $190,900 according to Zillow and Census data.

What is the median income in Madison?

The median household income in Madison is $95,313 per year (2023 ACS 5-year estimates).

What is the sales tax in Madison, OH?

The combined state and local sales tax rate in Madison is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Madison, OH affordable?

Yes, Madison is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Madison?

Madison has average high temperatures of 58.2°F and average lows of 39.5°F. Annual precipitation is 37.1". Data from NOAA 1991–2020 Climate Normals.

Madison at a Glance

Population
3,427
Median Income
$95,313
Home Value
$190,900
Median Rent
$888/mo
Unemployment
2.0%
Avg High Temp
58.2°F
Sales Tax
7.2%
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