Cost of Living in White Oak, OH
Population 18,845 · Ohio · Data vintage 2023
(100 = US avg)
Buyers in White Oak can reasonably expect a home to cost less than three years of household income — $191,000 against $71,789 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.
Geographically, White Oak sits roughly 7 miles northwest of Cincinnati. Median home values run roughly 11% lower than Cincinnati's $215,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in White Oak
The median home value in White Oak is $190,900 — 37% below the national median of $305,000. Median rent runs $942/month, 28% lower than the national median of $1,314/month. The median household income of $71,789/year is 4% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.1°F and lows of 42.5°F. Overall, White Oak has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 44 | 54 | 67 | 75 | 83 | 87 | 86 | 80 | 68 | 55 | 44 |
| Low °F | 22 | 23 | 32 | 42 | 52 | 61 | 64 | 62 | 54 | 42 | 32 | 26 |
| Precip" | 2.91 | 2.41 | 3.49 | 4.63 | 4.59 | 4.06 | 3.67 | 2.95 | 3.04 | 3.17 | 3.16 | 3.34 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in White Oak, OH?
White Oak has a cost index of 66 (100 = national average). It is 34% below the national average.
What is average rent in White Oak, OH?
The median gross rent in White Oak is $942 per month based on 2023 Census data.
What is the average home price in White Oak?
The median home value in White Oak is $190,900 according to 2023 Census ACS data.
What is the median income in White Oak?
The median household income in White Oak is $71,789 per year (2023 ACS 5-year estimates).
What is the sales tax in White Oak, OH?
The combined state and local sales tax rate in White Oak is 7.2%. The Ohio state income tax top rate is 3.8%.
Is White Oak, OH affordable?
Yes, White Oak is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.
What is the weather like in White Oak?
White Oak has average high temperatures of 65.1°F and average lows of 42.5°F. Annual precipitation is 41.4". Data from NOAA 1991–2020 Climate Normals.
White Oak at a Glance
- Population
- 18,845
- Median Income
- $71,789
- Home Value
- $190,900
- Median Rent
- $942/mo
- Unemployment
- 4.2%
- Avg High Temp
- 65.1°F
- Sales Tax
- 7.2%
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Explore county-level cost of living data
Ohio Rankings
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