Cost of Living in Saw Creek, PA

Population 3,980 · Pennsylvania · Data vintage 2023

107
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Saw Creek stay well under national norms: a median home value of $217,000 against median household incomes of $70,992 gives the city one of the more comfortable price-to-income ratios in Pennsylvania. At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 45 miles northeast of Allentown, Saw Creek falls within that metro's commuting orbit. Median home values run roughly 15% higher than Allentown's $189,000.

Cost Overview

Housing 71
Rent 162

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Saw Creek

The median home value in Saw Creek is $217,400 — 29% below the national median of $305,000. Median rent runs $2,123/month, 62% higher than the national median of $1,314/month. The median household income of $70,992/year is 5% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 54.8°F and lows of 36.9°F. Overall, Saw Creek has a cost of living index of 107 versus the US average of 100, meaning it is 7% more expensive.

🏠 Housing

Median Home Value
$217,400
29% below avg
Median Rent
$2,123/mo
62% above avg
Price-to-Rent Ratio
8.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 84.2%
Renter-occupied 15.8%

💰 Estimated Monthly Budget

Rent median rent
$2,123
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,737/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
48.6 min
80% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.1%

Commute Mode

Drove alone
59.6%
Carpooled
18.1%
Public transit
7.8%
Work from home
11.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$70,992
5% below avg
Per Capita Income
$36,056
Unemployment Rate
8.6%
78% above avg
Poverty Rate
14.8%
Labor Force Participation
60.0%

🎓 Education

Bachelor's degree+ 14.1%
Graduate degree 8.8%

👥 Demographics

Median Age 44.6
Male median age 49.5
Female median age 42.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.8°F
Avg Low
36.9°F
Annual Precip
50.2"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303341556573787669574635
Low °F 151724344553585650393021
Precip" 2.982.453.834.244.064.694.734.645.595.154.083.78

Frequently Asked Questions

What is the cost of living in Saw Creek, PA?

Saw Creek has a cost index of 107 (100 = national average). It is 7% above the national average.

What is average rent in Saw Creek, PA?

The median gross rent in Saw Creek is $2,123 per month based on 2023 Census data.

What is the average home price in Saw Creek?

The median home value in Saw Creek is $217,400 according to 2023 Census ACS data.

What is the median income in Saw Creek?

The median household income in Saw Creek is $70,992 per year (2023 ACS 5-year estimates).

What is the sales tax in Saw Creek, PA?

The combined state and local sales tax rate in Saw Creek is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Saw Creek, PA affordable?

Saw Creek is near the national average in terms of cost of living, with an index of 107 (100 = US average).

What is the weather like in Saw Creek?

Saw Creek has average high temperatures of 54.8°F and average lows of 36.9°F. Annual precipitation is 50.2". Data from NOAA 1991–2020 Climate Normals.

Saw Creek at a Glance

Population
3,980
Median Income
$70,992
Home Value
$217,400
Median Rent
$2,123/mo
Unemployment
8.6%
Avg High Temp
54.8°F
Sales Tax
6.3%
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Explore county-level cost of living data

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