Cost of Living in Lancaster, SC

Population 8,738 · South Carolina · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Lancaster run well below national norms — a median of $43,234 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $226,000). Around 28% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Lancaster is about 35 miles south of Charlotte, the nearest large metro. Median home values run roughly 36% lower than Charlotte's $352,000.

Cost Overview

Housing 74
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lancaster

The median home value in Lancaster is $226,300 — 26% below the national median of $305,000. Median rent runs $824/month, 37% lower than the national median of $1,314/month. The median household income of $43,234/year is 42% lower than the US median of $74,580. The local unemployment rate is 14.1%, above the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 72.3°F and lows of 50.2°F. Overall, Lancaster has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$226,300
26% below avg
Zillow Home Value
$281,638
Zillow ZHVI
Median Rent
$824/mo
37% below avg
Price-to-Rent Ratio
22.9x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 44.3%
Renter-occupied 55.7%

💰 Estimated Monthly Budget

Rent median rent
$824
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,438/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.5 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
79.1%
Carpooled
11.1%
Walked
1.7%
Bicycle
0.5%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$43,234
42% below avg
Per Capita Income
$30,084
Unemployment Rate
14.1%
194% above avg
Poverty Rate
27.5%
Labor Force Participation
57.1%

🎓 Education

Bachelor's degree+ 10.7%
Graduate degree 6.7%

👥 Demographics

Median Age 38.2
Male median age 36.4
Female median age 40.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.3°F
Avg Low
50.2°F
Annual Precip
37.9"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 535764738087918983736355
Low °F 323541495765696862504034
Precip" 3.002.773.192.902.893.733.633.793.182.972.912.96

🏫 Schools

NCES CCD 2019 — public school district data

86%
4-Year Graduation Rate
15.7:1
Student-teacher ratio
22
Public schools
14,208
Total enrollment

Frequently Asked Questions

What is the cost of living in Lancaster, SC?

Lancaster has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Lancaster, SC?

The median gross rent in Lancaster is $824 per month based on 2023 Census data.

What is the average home price in Lancaster?

The median home value in Lancaster is $226,300 according to Zillow and Census data.

What is the median income in Lancaster?

The median household income in Lancaster is $43,234 per year (2023 ACS 5-year estimates).

What is the sales tax in Lancaster, SC?

The combined state and local sales tax rate in Lancaster is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Lancaster, SC affordable?

Yes, Lancaster is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

What is the weather like in Lancaster?

Lancaster has average high temperatures of 72.3°F and average lows of 50.2°F. Annual precipitation is 37.9". Data from NOAA 1991–2020 Climate Normals.

Lancaster at a Glance

Population
8,738
Median Income
$43,234
Home Value
$226,300
Median Rent
$824/mo
Unemployment
14.1%
Avg High Temp
72.3°F
Sales Tax
7.5%
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🗺️ County data for South Carolina

Explore county-level cost of living data

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