Cost of Living in Jasper, TN

Population 3,610 · Tennessee · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Jasper can reasonably expect a home to cost less than three years of household income — $174,000 against $73,875 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.

Jasper sits roughly 20 miles west of Chattanooga — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 33% lower than Chattanooga's $259,000.

Cost Overview

Housing 57
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jasper

The median home value in Jasper is $173,900 — 43% below the national median of $305,000. Median rent runs $768/month, 42% lower than the national median of $1,314/month. The median household income of $73,875/year is 1% lower than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. Overall, Jasper has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$173,900
43% below avg
Zillow Home Value
$388,465
Zillow ZHVI
Median Rent
$768/mo
42% below avg
Price-to-Rent Ratio
18.9x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 82.8%
Renter-occupied 17.2%

💰 Estimated Monthly Budget

Rent median rent
$768
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,382/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.6 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.0%

Commute Mode

Drove alone
86.7%
Carpooled
5.3%
Work from home
8.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$73,875
1% below avg
Per Capita Income
$29,645
Unemployment Rate
3.0%
39% below avg
Poverty Rate
12.1%
Labor Force Participation
54.7%

🎓 Education

Bachelor's degree+ 13.9%
Graduate degree 8.3%

👥 Demographics

Median Age 36.8
Male median age 30.4
Female median age 39.9

🏫 Schools

NCES CCD 2019 — public school district data

89%
4-Year Graduation Rate
16.1:1
Student-teacher ratio
11
Public schools
4,048
Total enrollment

Frequently Asked Questions

What is the cost of living in Jasper, TN?

Jasper has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Jasper, TN?

The median gross rent in Jasper is $768 per month based on 2023 Census data.

What is the average home price in Jasper?

The median home value in Jasper is $173,900 according to Zillow and Census data.

What is the median income in Jasper?

The median household income in Jasper is $73,875 per year (2023 ACS 5-year estimates).

What is the sales tax in Jasper, TN?

The combined state and local sales tax rate in Jasper is 9.6%. Tennessee has no state income tax.

Is Jasper, TN affordable?

Yes, Jasper is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

Jasper at a Glance

Population
3,610
Median Income
$73,875
Home Value
$173,900
Median Rent
$768/mo
Unemployment
3.0%
Sales Tax
9.6%
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