Cost of Living in Jacksonville, TX

Population 14,186 · Texas · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jacksonville is a smaller Texas community of around 14000 residents, where median household incomes of $50,469 and housing costs ($121,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 8.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 25 miles south of Tyler, Jacksonville falls within that metro's commuting orbit. Median home values run roughly 44% lower than Tyler's $216,000.

Cost Overview

Housing 40
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jacksonville

The median home value in Jacksonville is $120,800 — 60% below the national median of $305,000. Median rent runs $864/month, 34% lower than the national median of $1,314/month. The median household income of $50,469/year is 32% lower than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.3°F and lows of 53.9°F. Overall, Jacksonville has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$120,800
60% below avg
Zillow Home Value
$203,896
Zillow ZHVI
Median Rent
$864/mo
34% below avg
Price-to-Rent Ratio
11.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 60.6%
Renter-occupied 39.4%

💰 Estimated Monthly Budget

Rent median rent
$864
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,478/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
76.8%
Carpooled
16.1%
Public transit
0.4%
Walked
1.2%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$50,469
32% below avg
Per Capita Income
$21,491
Unemployment Rate
8.7%
80% above avg
Poverty Rate
28.9%
Labor Force Participation
60.9%

🎓 Education

Bachelor's degree+ 13.9%
Graduate degree 9.5%

👥 Demographics

Median Age 29.5
Male median age 26.5
Female median age 31.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.3°F
Avg Low
53.9°F
Annual Precip
46.8"
Annual Snowfall
0.1"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596370778490949589806860
Low °F 353945536269727165544437
Precip" 4.053.874.114.134.324.502.573.663.314.233.854.20
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.0

Frequently Asked Questions

What is the cost of living in Jacksonville, TX?

Jacksonville has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Jacksonville, TX?

The median gross rent in Jacksonville is $864 per month based on 2023 Census data.

What is the average home price in Jacksonville?

The median home value in Jacksonville is $120,800 according to Zillow and Census data.

What is the median income in Jacksonville?

The median household income in Jacksonville is $50,469 per year (2023 ACS 5-year estimates).

What is the sales tax in Jacksonville, TX?

The combined state and local sales tax rate in Jacksonville is 8.2%. Texas has no state income tax.

Is Jacksonville, TX affordable?

Yes, Jacksonville is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Jacksonville?

Jacksonville has average high temperatures of 77.3°F and average lows of 53.9°F. Annual precipitation is 46.8". Average annual snowfall is 0.1". Data from NOAA 1991–2020 Climate Normals.

Jacksonville at a Glance

Population
14,186
Median Income
$50,469
Home Value
$120,800
Median Rent
$864/mo
Unemployment
8.7%
Avg High Temp
77.3°F
Sales Tax
8.2%
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