Cost of Living in Rusk, TX

Population 5,332 · Texas · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rusk is a smaller Texas community of around 5000 residents, where median household incomes of $60,119 and housing costs ($154,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 12.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Rusk is about 35 miles south of Tyler, the nearest large metro. Median home values run roughly 29% lower than Tyler's $216,000.

Cost Overview

Housing 50
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rusk

The median home value in Rusk is $153,500 — 50% below the national median of $305,000. Median rent runs $876/month, 33% lower than the national median of $1,314/month. The median household income of $60,119/year is 19% lower than the US median of $74,580. The local unemployment rate is 12.4%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.3°F and lows of 53.9°F. Overall, Rusk has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$153,500
50% below avg
Zillow Home Value
$137,356
Zillow ZHVI
Median Rent
$876/mo
33% below avg
Price-to-Rent Ratio
14.6x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 61.9%
Renter-occupied 38.1%

💰 Estimated Monthly Budget

Rent median rent
$876
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,490/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.0 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.1%

Commute Mode

Drove alone
59.9%
Carpooled
12.8%
Walked
2.2%
Work from home
25.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$60,119
19% below avg
Per Capita Income
$15,931
Unemployment Rate
12.4%
157% above avg
Poverty Rate
11.5%
Labor Force Participation
25.0%

🎓 Education

Bachelor's degree+ 6.3%
Graduate degree 2.3%

👥 Demographics

Median Age 39.3
Male median age 39.3
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.3°F
Avg Low
53.9°F
Annual Precip
46.8"
Annual Snowfall
0.1"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596370778490949589806860
Low °F 353945536269727165544437
Precip" 4.053.874.114.134.324.502.573.663.314.233.854.20
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.0

Frequently Asked Questions

What is the cost of living in Rusk, TX?

Rusk has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Rusk, TX?

The median gross rent in Rusk is $876 per month based on 2023 Census data.

What is the average home price in Rusk?

The median home value in Rusk is $153,500 according to Zillow and Census data.

What is the median income in Rusk?

The median household income in Rusk is $60,119 per year (2023 ACS 5-year estimates).

What is the sales tax in Rusk, TX?

The combined state and local sales tax rate in Rusk is 8.2%. Texas has no state income tax.

Is Rusk, TX affordable?

Yes, Rusk is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Rusk?

Rusk has average high temperatures of 77.3°F and average lows of 53.9°F. Annual precipitation is 46.8". Average annual snowfall is 0.1". Data from NOAA 1991–2020 Climate Normals.

Rusk at a Glance

Population
5,332
Median Income
$60,119
Home Value
$153,500
Median Rent
$876/mo
Unemployment
12.4%
Avg High Temp
77.3°F
Sales Tax
8.2%
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