Cost of Living in Kirby, TX

Population 8,100 · Texas · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Kirby is a smaller Texas community of around 8000 residents, where median household incomes of $58,700 and housing costs ($159,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 8 miles east of San Antonio, Kirby falls within that metro's commuting orbit. Median home values run roughly 28% lower than San Antonio's $220,000.

Cost Overview

Housing 52
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Kirby

The median home value in Kirby is $159,000 — 48% below the national median of $305,000. Median rent runs $1,114/month, 15% lower than the national median of $1,314/month. The median household income of $58,700/year is 21% lower than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.3°F and lows of 58.9°F. Overall, Kirby has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$159,000
48% below avg
Zillow Home Value
$259,629
Zillow ZHVI
Median Rent
$1,114/mo
15% below avg
Price-to-Rent Ratio
11.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$1,114
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,728/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.6 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.3%

Commute Mode

Drove alone
75.1%
Carpooled
15.4%
Public transit
2.5%
Walked
1.6%
Bicycle
0.5%
Work from home
4.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$58,700
21% below avg
Per Capita Income
$27,387
Unemployment Rate
4.8%
1% below avg
Poverty Rate
9.6%
Labor Force Participation
62.2%

🎓 Education

Bachelor's degree+ 10.2%
Graduate degree 3.3%

👥 Demographics

Median Age 39.1
Male median age 35.7
Female median age 46.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.3°F
Avg Low
58.9°F
Annual Precip
32.4"
Annual Snowfall
0.2"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636874808792959690827265
Low °F 414552586673757570605042
Precip" 1.961.742.312.424.403.282.412.153.883.752.082.00
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.9%
Good air days/yr
309
Max AQI recorded
223
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Kirby, TX?

Kirby has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Kirby, TX?

The median gross rent in Kirby is $1,114 per month based on 2023 Census data.

What is the average home price in Kirby?

The median home value in Kirby is $159,000 according to Zillow and Census data.

What is the median income in Kirby?

The median household income in Kirby is $58,700 per year (2023 ACS 5-year estimates).

What is the sales tax in Kirby, TX?

The combined state and local sales tax rate in Kirby is 8.2%. Texas has no state income tax.

Is Kirby, TX affordable?

Yes, Kirby is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Kirby?

Kirby has average high temperatures of 80.3°F and average lows of 58.9°F. Annual precipitation is 32.4". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Kirby at a Glance

Population
8,100
Median Income
$58,700
Home Value
$159,000
Median Rent
$1,114/mo
Unemployment
4.8%
Avg High Temp
80.3°F
Sales Tax
8.2%
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