Cost of Living in Terrell Hills, TX

Population 5,050 · Texas · Data vintage 2023

185
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Terrell Hills sits 150% above the national median — $762,000 for the typical home — but median household incomes near $217,800 (192% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Terrell Hills sits roughly 5 miles east of San Antonio — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 247% higher than San Antonio's $220,000.

Cost Overview

Housing 250
Rent 88

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Terrell Hills

The median home value in Terrell Hills is $762,200 — 150% above the national median of $305,000. Median rent runs $1,154/month, 12% lower than the national median of $1,314/month. The median household income of $217,800/year is 192% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.3°F and lows of 58.9°F. Overall, Terrell Hills has a cost of living index of 185 versus the US average of 100, meaning it is 85% more expensive.

🏠 Housing

Median Home Value
$762,200
150% above avg
Zillow Home Value
$509,043
Zillow ZHVI
Median Rent
$1,154/mo
12% below avg
Price-to-Rent Ratio
55.0x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 78.3%
Renter-occupied 21.6%

💰 Estimated Monthly Budget

Rent median rent
$1,154
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,768/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.7%

Commute Mode

Drove alone
69.4%
Carpooled
5.7%
Walked
2.8%
Work from home
16.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$217,800
192% above avg
Per Capita Income
$110,935
Unemployment Rate
4.2%
13% below avg
Poverty Rate
6.9%
Labor Force Participation
65.2%

🎓 Education

Bachelor's degree+ 39.6%
Graduate degree 37.8%

👥 Demographics

Median Age 43.2
Male median age 43.3
Female median age 43.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.3°F
Avg Low
58.9°F
Annual Precip
32.4"
Annual Snowfall
0.2"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636874808792959690827265
Low °F 414552586673757570605042
Precip" 1.961.742.312.424.403.282.412.153.883.752.082.00
Snow" 0.00.10.00.00.00.00.00.00.00.00.00.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.9%
Good air days/yr
309
Max AQI recorded
223
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Terrell Hills, TX?

Terrell Hills has a cost index of 185 (100 = national average). It is 85% above the national average.

What is average rent in Terrell Hills, TX?

The median gross rent in Terrell Hills is $1,154 per month based on 2023 Census data.

What is the average home price in Terrell Hills?

The median home value in Terrell Hills is $762,200 according to Zillow and Census data.

What is the median income in Terrell Hills?

The median household income in Terrell Hills is $217,800 per year (2023 ACS 5-year estimates).

What is the sales tax in Terrell Hills, TX?

The combined state and local sales tax rate in Terrell Hills is 8.2%. Texas has no state income tax.

Is Terrell Hills, TX affordable?

Terrell Hills is above average in cost of living, with an index of 185 — about 85% higher than the national average.

What is the weather like in Terrell Hills?

Terrell Hills has average high temperatures of 80.3°F and average lows of 58.9°F. Annual precipitation is 32.4". Average annual snowfall is 0.2". Data from NOAA 1991–2020 Climate Normals.

Terrell Hills at a Glance

Population
5,050
Median Income
$217,800
Home Value
$762,200
Median Rent
$1,154/mo
Unemployment
4.2%
Avg High Temp
80.3°F
Sales Tax
8.2%
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