Cost of Living in Oneonta, AL

Population 6,943 · Alabama · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Oneonta's median household income of $47,719 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (22% here).

Geographically, Oneonta is about 35 miles northeast of Birmingham, the nearest large metro. Median home values run roughly 41% higher than Birmingham's $139,000.

Cost Overview

Housing 64
Rent 49

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oneonta

The median home value in Oneonta is $195,600 — 36% below the national median of $305,000. Median rent runs $644/month, 51% lower than the national median of $1,314/month. The median household income of $47,719/year is 36% lower than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Oneonta has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$195,600
36% below avg
Zillow Home Value
$658,700
Zillow ZHVI
Median Rent
$644/mo
51% below avg
Price-to-Rent Ratio
25.3x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 57.0%
Renter-occupied 43.0%

💰 Estimated Monthly Budget

Rent median rent
$644
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,258/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.4 min
27% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.1%

Commute Mode

Drove alone
86.2%
Carpooled
12.5%
Walked
0.3%
Work from home
1.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$47,719
36% below avg
Per Capita Income
$32,001
Unemployment Rate
5.1%
6% above avg
Poverty Rate
22.5%
Labor Force Participation
41.9%

🎓 Education

Bachelor's degree+ 11.9%
Graduate degree 11.5%

👥 Demographics

Median Age 45.6
Male median age 40.5
Female median age 46.6

Frequently Asked Questions

What is the cost of living in Oneonta, AL?

Oneonta has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Oneonta, AL?

The median gross rent in Oneonta is $644 per month based on 2023 Census data.

What is the average home price in Oneonta?

The median home value in Oneonta is $195,600 according to Zillow and Census data.

What is the median income in Oneonta?

The median household income in Oneonta is $47,719 per year (2023 ACS 5-year estimates).

What is the sales tax in Oneonta, AL?

The combined state and local sales tax rate in Oneonta is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Oneonta, AL affordable?

Yes, Oneonta is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

Oneonta at a Glance

Population
6,943
Median Income
$47,719
Home Value
$195,600
Median Rent
$644/mo
Unemployment
5.1%
Sales Tax
9.2%
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Explore county-level cost of living data

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