Cost of Living in Planada, CA

Population 3,524 · California · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Planada's median household income of $45,588 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (27% here). At 8.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Planada is about 45 miles southeast of Modesto, the nearest large metro. Median home values run roughly 43% lower than Modesto's $416,000.

Cost Overview

Housing 78
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Planada

The median home value in Planada is $237,200 — 22% below the national median of $305,000. Median rent runs $981/month, 25% lower than the national median of $1,314/month. The median household income of $45,588/year is 39% lower than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 76.4°F and lows of 48.2°F. Overall, Planada has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$237,200
22% below avg
Zillow Home Value
$238,165
Zillow ZHVI
Median Rent
$981/mo
25% below avg
Price-to-Rent Ratio
20.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 54.5%
Renter-occupied 45.5%

💰 Estimated Monthly Budget

Rent median rent
$981
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,595/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.8 min
14% above avg
Gas Price
$3.145/gal
0% below avg
0

Commute Mode

Drove alone
78.7%
Carpooled
17.0%
Public transit
1.3%
Walked
1.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$45,588
39% below avg
Per Capita Income
$21,118
Unemployment Rate
8.7%
80% above avg
Poverty Rate
26.5%
Labor Force Participation
53.2%

🎓 Education

Bachelor's degree+ 2.6%
Graduate degree 0.5%

👥 Demographics

Median Age 35.5
Male median age 35.4
Female median age 35.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.4°F
Avg Low
48.2°F
Annual Precip
11.8"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566268748391969591806656
Low °F 373942455258626157494136
Precip" 2.372.201.821.120.550.120.000.000.050.641.021.91

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
46.8%
Good air days/yr
129
Max AQI recorded
131
PM2.5 days
220
Ozone days

Frequently Asked Questions

What is the cost of living in Planada, CA?

Planada has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in Planada, CA?

The median gross rent in Planada is $981 per month based on 2023 Census data.

What is the average home price in Planada?

The median home value in Planada is $237,200 according to Zillow and Census data.

What is the median income in Planada?

The median household income in Planada is $45,588 per year (2023 ACS 5-year estimates).

What is the sales tax in Planada, CA?

The combined state and local sales tax rate in Planada is 8.7%. The California state income tax top rate is 13.3%.

Is Planada, CA affordable?

Yes, Planada is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.

What is the weather like in Planada?

Planada has average high temperatures of 76.4°F and average lows of 48.2°F. Annual precipitation is 11.8". Data from NOAA 1991–2020 Climate Normals.

Planada at a Glance

Population
3,524
Median Income
$45,588
Home Value
$237,200
Median Rent
$981/mo
Unemployment
8.7%
Avg High Temp
76.4°F
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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