Cost of Living in Rancho Calaveras, CA

Population 6,619 · California · Data vintage 2023

172
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rancho Calaveras sits on the smaller end of the California city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Rent burden runs high: typical rents of $2,840/month consume roughly 37% of median household income, past the 30% threshold most affordability frameworks flag as strained.

Geographically, Rancho Calaveras is about 25 miles east of Stockton, the nearest large metro. Housing prices track closely with Stockton's $413,000 median.

Cost Overview

Housing 143
Rent 216

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rancho Calaveras

The median home value in Rancho Calaveras is $435,900 — 43% above the national median of $305,000. Median rent runs $2,840/month, 116% higher than the national median of $1,314/month. The median household income of $91,629/year is 23% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Rancho Calaveras has a cost of living index of 172 versus the US average of 100, meaning it is 72% more expensive.

🏠 Housing

Median Home Value
$435,900
43% above avg
Median Rent
$2,840/mo
116% above avg
Price-to-Rent Ratio
12.8x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 96.5%
Renter-occupied 3.5%

💰 Estimated Monthly Budget

Rent median rent
$2,840
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,454/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
51.1 min
89% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.1%

Commute Mode

Drove alone
85.0%
Carpooled
5.4%
Public transit
0.5%
Work from home
9.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$91,629
23% above avg
Per Capita Income
$40,143
Unemployment Rate
3.5%
26% below avg
Poverty Rate
11.8%
Labor Force Participation
58.5%

🎓 Education

Bachelor's degree+ 7.7%
Graduate degree 4.9%

👥 Demographics

Median Age 46.8
Male median age 46.5
Female median age 48.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
80%
Good air days/yr
101
Max AQI recorded
87
PM2.5 days
277
Ozone days

Frequently Asked Questions

What is the cost of living in Rancho Calaveras, CA?

Rancho Calaveras has a cost index of 172 (100 = national average). It is 72% above the national average.

What is average rent in Rancho Calaveras, CA?

The median gross rent in Rancho Calaveras is $2,840 per month based on 2023 Census data.

What is the average home price in Rancho Calaveras?

The median home value in Rancho Calaveras is $435,900 according to 2023 Census ACS data.

What is the median income in Rancho Calaveras?

The median household income in Rancho Calaveras is $91,629 per year (2023 ACS 5-year estimates).

What is the sales tax in Rancho Calaveras, CA?

The combined state and local sales tax rate in Rancho Calaveras is 8.7%. The California state income tax top rate is 13.3%.

Is Rancho Calaveras, CA affordable?

Rancho Calaveras is above average in cost of living, with an index of 172 — about 72% higher than the national average.

Rancho Calaveras at a Glance

Population
6,619
Median Income
$91,629
Home Value
$435,900
Median Rent
$2,840/mo
Unemployment
3.5%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

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