Cost of Living in Centerville, IA

Population 5,377 · Iowa · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Centerville run well below national norms — a median of $41,472 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $99,000). A poverty rate near 27% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Centerville is about 70 miles southeast of Des Moines, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 46% lower than Des Moines' $184,000.

Cost Overview

Housing 32
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Centerville

The median home value in Centerville is $99,000 — 68% below the national median of $305,000. Median rent runs $758/month, 42% lower than the national median of $1,314/month. The median household income of $41,472/year is 44% lower than the US median of $74,580. The local unemployment rate is 9.7%, above the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Centerville has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$99,000
68% below avg
Zillow Home Value
$67,411
Zillow ZHVI
Median Rent
$758/mo
42% below avg
Price-to-Rent Ratio
10.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 57.0%
Renter-occupied 43.0%

💰 Estimated Monthly Budget

Rent median rent
$758
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,372/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.7 min
38% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.5%

Commute Mode

Drove alone
79.4%
Carpooled
9.7%
Public transit
0.1%
Walked
0.7%
Bicycle
2.0%
Work from home
6.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$41,472
44% below avg
Per Capita Income
$24,770
Unemployment Rate
9.7%
101% above avg
Poverty Rate
26.7%
Labor Force Participation
52.8%

🎓 Education

Bachelor's degree+ 12.6%
Graduate degree 3.2%

👥 Demographics

Median Age 47.2
Male median age 40.7
Female median age 49.4

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
14.8:1
Student-teacher ratio
5
Public schools
1,408
Total enrollment

Frequently Asked Questions

What is the cost of living in Centerville, IA?

Centerville has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Centerville, IA?

The median gross rent in Centerville is $758 per month based on 2023 Census data.

What is the average home price in Centerville?

The median home value in Centerville is $99,000 according to Zillow and Census data.

What is the median income in Centerville?

The median household income in Centerville is $41,472 per year (2023 ACS 5-year estimates).

What is the sales tax in Centerville, IA?

The combined state and local sales tax rate in Centerville is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Centerville, IA affordable?

Yes, Centerville is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

Centerville at a Glance

Population
5,377
Median Income
$41,472
Home Value
$99,000
Median Rent
$758/mo
Unemployment
9.7%
Sales Tax
6.9%
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Explore county-level cost of living data

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