Cost of Living in Genoa, IL

Population 5,685 · Illinois · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Genoa stay well under national norms: a median home value of $202,000 against median household incomes of $79,343 gives the city one of the more comfortable price-to-income ratios in Illinois.

Geographically, Genoa sits roughly 20 miles west of Elgin. Median home values run roughly 20% lower than Elgin's $252,000.

Cost Overview

Housing 66
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Genoa

The median home value in Genoa is $201,600 — 34% below the national median of $305,000. Median rent runs $1,004/month, 24% lower than the national median of $1,314/month. The median household income of $79,343/year is 6% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Genoa has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$201,600
34% below avg
Zillow Home Value
$411,024
Zillow ZHVI
Median Rent
$1,004/mo
24% below avg
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 68.0%
Renter-occupied 32.0%

💰 Estimated Monthly Budget

Rent median rent
$1,004
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,618/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.0 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.9%

Commute Mode

Drove alone
74.3%
Carpooled
16.3%
Walked
0.5%
Work from home
7.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$79,343
6% above avg
Per Capita Income
$34,750
Unemployment Rate
5.8%
20% above avg
Poverty Rate
19.1%
Labor Force Participation
77.9%

🎓 Education

Bachelor's degree+ 9.8%
Graduate degree 2.5%

👥 Demographics

Median Age 34.2
Male median age 34.3
Female median age 31.9

Frequently Asked Questions

What is the cost of living in Genoa, IL?

Genoa has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Genoa, IL?

The median gross rent in Genoa is $1,004 per month based on 2023 Census data.

What is the average home price in Genoa?

The median home value in Genoa is $201,600 according to Zillow and Census data.

What is the median income in Genoa?

The median household income in Genoa is $79,343 per year (2023 ACS 5-year estimates).

What is the sales tax in Genoa, IL?

The combined state and local sales tax rate in Genoa is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Genoa, IL affordable?

Yes, Genoa is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

Genoa at a Glance

Population
5,685
Median Income
$79,343
Home Value
$201,600
Median Rent
$1,004/mo
Unemployment
5.8%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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