Cost of Living in Sycamore, IL

Population 18,243 · Illinois · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Sycamore is a smaller Illinois community of around 18000 residents, where median household incomes of $80,837 and housing costs ($254,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Sycamore sits roughly 20 miles west of Elgin — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Elgin's $252,000 median.

Cost Overview

Housing 83
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sycamore

The median home value in Sycamore is $254,200 — 17% below the national median of $305,000. Median rent runs $1,062/month, 19% lower than the national median of $1,314/month. The median household income of $80,837/year is 8% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Sycamore has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$254,200
17% below avg
Zillow Home Value
$308,532
Zillow ZHVI
Median Rent
$1,062/mo
19% below avg
Zillow Rent
$1,700/mo
Zillow ZORI
Price-to-Rent Ratio
19.9x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 71.0%
Renter-occupied 29.0%

💰 Estimated Monthly Budget

Rent median rent
$1,062
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,676/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.7 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.7%

Commute Mode

Drove alone
76.4%
Carpooled
5.2%
Public transit
1.6%
Walked
1.0%
Bicycle
1.9%
Work from home
12.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$80,837
8% above avg
Per Capita Income
$40,963
Unemployment Rate
3.7%
22% below avg
Poverty Rate
9.5%
Labor Force Participation
71.3%

🎓 Education

Bachelor's degree+ 25.9%
Graduate degree 17.6%

👥 Demographics

Median Age 37.6
Male median age 37.3
Female median age 37.9

Frequently Asked Questions

What is the cost of living in Sycamore, IL?

Sycamore has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Sycamore, IL?

The median gross rent in Sycamore is $1,062 per month based on 2023 Census data.

What is the average home price in Sycamore?

The median home value in Sycamore is $254,200 according to Zillow and Census data.

What is the median income in Sycamore?

The median household income in Sycamore is $80,837 per year (2023 ACS 5-year estimates).

What is the sales tax in Sycamore, IL?

The combined state and local sales tax rate in Sycamore is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Sycamore, IL affordable?

Yes, Sycamore is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

Sycamore at a Glance

Population
18,243
Median Income
$80,837
Home Value
$254,200
Median Rent
$1,062/mo
Unemployment
3.7%
Sales Tax
8.7%
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