Cost of Living in Litchfield, IL
Population 6,814 · Illinois · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Litchfield a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $101,000. Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Litchfield is about 45 miles south of Springfield, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 35% lower than Springfield's $155,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Litchfield
The median home value in Litchfield is $100,500 — 67% below the national median of $305,000. Median rent runs $645/month, 51% lower than the national median of $1,314/month. The median household income of $54,190/year is 27% lower than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Litchfield has a cost of living index of 39 versus the US average of 100, meaning it is 61% less expensive.
Litchfield has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Litchfield, IL?
Litchfield has a cost index of 39 (100 = national average). It is 61% below the national average.
What is average rent in Litchfield, IL?
The median gross rent in Litchfield is $645 per month based on 2023 Census data.
What is the average home price in Litchfield?
The median home value in Litchfield is $100,500 according to Zillow and Census data.
What is the median income in Litchfield?
The median household income in Litchfield is $54,190 per year (2023 ACS 5-year estimates).
What is the sales tax in Litchfield, IL?
The combined state and local sales tax rate in Litchfield is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Litchfield, IL affordable?
Yes, Litchfield is generally considered affordable, with a cost of living index of 39 — about 61% below the US national average of 100.
Litchfield at a Glance
- Population
- 6,814
- Median Income
- $54,190
- Home Value
- $100,500
- Median Rent
- $645/mo
- Unemployment
- 6.4%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
Illinois Rankings
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