Cost of Living in Gillespie, IL

Population 3,118 · Illinois · Data vintage 2023

41
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Gillespie can reasonably expect a home to cost less than three years of household income — $90,000 against $76,806 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Gillespie is about 40 miles northeast of St. Louis, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 52% lower than St. Louis' $185,000.

Cost Overview

Housing 29
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gillespie

The median home value in Gillespie is $89,500 — 71% below the national median of $305,000. Median rent runs $756/month, 42% lower than the national median of $1,314/month. The median household income of $76,806/year is 3% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Gillespie has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.

🏠 Housing

Median Home Value
$89,500
71% below avg
Zillow Home Value
$143,744
Zillow ZHVI
Median Rent
$756/mo
42% below avg
Price-to-Rent Ratio
9.9x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 65.2%
Renter-occupied 34.8%

💰 Estimated Monthly Budget

Rent median rent
$756
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,370/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.2 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.2%

Commute Mode

Drove alone
84.5%
Carpooled
3.3%
Work from home
12.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$76,806
3% above avg
Per Capita Income
$37,996
Unemployment Rate
4.7%
3% below avg
Poverty Rate
17.0%
Labor Force Participation
59.5%

🎓 Education

Bachelor's degree+ 13.5%
Graduate degree 5.1%

👥 Demographics

Median Age 44.7
Male median age 42.4
Female median age 45

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
84.9%
Good air days/yr
129
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Gillespie, IL?

Gillespie has a cost index of 41 (100 = national average). It is 59% below the national average.

What is average rent in Gillespie, IL?

The median gross rent in Gillespie is $756 per month based on 2023 Census data.

What is the average home price in Gillespie?

The median home value in Gillespie is $89,500 according to Zillow and Census data.

What is the median income in Gillespie?

The median household income in Gillespie is $76,806 per year (2023 ACS 5-year estimates).

What is the sales tax in Gillespie, IL?

The combined state and local sales tax rate in Gillespie is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Gillespie, IL affordable?

Yes, Gillespie is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.

Gillespie at a Glance

Population
3,118
Median Income
$76,806
Home Value
$89,500
Median Rent
$756/mo
Unemployment
4.7%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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