Cost of Living in Flatwoods, KY

Population 7,281 · Kentucky · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Flatwoods a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $112,000. Unemployment has stayed elevated relative to the national figure — 6.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 100 miles east of Lexington-Fayette urban county, Flatwoods is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 59% lower than Lexington-Fayette urban county's $272,000.

Cost Overview

Housing 37
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Flatwoods

The median home value in Flatwoods is $112,200 — 63% below the national median of $305,000. Median rent runs $923/month, 30% lower than the national median of $1,314/month. The median household income of $60,467/year is 19% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 66.6°F and lows of 46.3°F, with about 19.8" of annual snowfall. Overall, Flatwoods has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$112,200
63% below avg
Zillow Home Value
$136,892
Zillow ZHVI
Median Rent
$923/mo
30% below avg
Price-to-Rent Ratio
10.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 77.7%
Renter-occupied 22.3%

💰 Estimated Monthly Budget

Rent median rent
$923
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,537/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.5 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.3%

Commute Mode

Drove alone
78.0%
Carpooled
11.1%
Walked
2.6%
Work from home
6.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$60,467
19% below avg
Per Capita Income
$27,803
Unemployment Rate
6.1%
26% above avg
Poverty Rate
17.1%
Labor Force Participation
50.7%

🎓 Education

Bachelor's degree+ 8.1%
Graduate degree 7.8%

👥 Demographics

Median Age 41.4
Male median age 40.1
Female median age 45.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.6°F
Avg Low
46.3°F
Annual Precip
45.1"
Annual Snowfall
19.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434757697683868680695747
Low °F 262936465462666558463730
Precip" 3.103.374.163.914.514.205.083.953.163.023.073.57
Snow" 6.05.84.30.30.00.00.00.00.00.20.52.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
91.7%
Good air days/yr
84
Max AQI recorded
0
PM2.5 days
241
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
17:1
Student-teacher ratio
4
Public schools
2,297
Total enrollment

Frequently Asked Questions

What is the cost of living in Flatwoods, KY?

Flatwoods has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Flatwoods, KY?

The median gross rent in Flatwoods is $923 per month based on 2023 Census data.

What is the average home price in Flatwoods?

The median home value in Flatwoods is $112,200 according to Zillow and Census data.

What is the median income in Flatwoods?

The median household income in Flatwoods is $60,467 per year (2023 ACS 5-year estimates).

What is the sales tax in Flatwoods, KY?

The combined state and local sales tax rate in Flatwoods is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Flatwoods, KY affordable?

Yes, Flatwoods is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Flatwoods?

Flatwoods has average high temperatures of 66.6°F and average lows of 46.3°F. Annual precipitation is 45.1". Average annual snowfall is 19.8". Data from NOAA 1991–2020 Climate Normals.

Flatwoods at a Glance

Population
7,281
Median Income
$60,467
Home Value
$112,200
Median Rent
$923/mo
Unemployment
6.1%
Avg High Temp
66.6°F
Sales Tax
6.0%
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