Cost of Living in Russell, KY

Population 3,696 · Kentucky · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Russell can reasonably expect a home to cost less than three years of household income — $208,000 against $76,389 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Russell lies roughly 100 miles east of the nearest major metro, Lexington-Fayette urban county — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% lower than Lexington-Fayette urban county's $272,000.

Cost Overview

Housing 68
Rent 61

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Russell

The median home value in Russell is $207,900 — 32% below the national median of $305,000. Median rent runs $803/month, 39% lower than the national median of $1,314/month. The median household income of $76,389/year is 2% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 66.6°F and lows of 46.3°F, with about 19.8" of annual snowfall. Overall, Russell has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$207,900
32% below avg
Zillow Home Value
$599,859
Zillow ZHVI
Median Rent
$803/mo
39% below avg
Price-to-Rent Ratio
21.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 81.5%
Renter-occupied 18.5%

💰 Estimated Monthly Budget

Rent median rent
$803
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,417/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.9 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
82.7%
Carpooled
10.2%
Walked
0.9%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$76,389
2% above avg
Per Capita Income
$40,600
Unemployment Rate
5.3%
11% above avg
Poverty Rate
7.7%
Labor Force Participation
51.3%

🎓 Education

Bachelor's degree+ 22.3%
Graduate degree 16.8%

👥 Demographics

Median Age 41.7
Male median age 41
Female median age 42.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.6°F
Avg Low
46.3°F
Annual Precip
45.1"
Annual Snowfall
19.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434757697683868680695747
Low °F 262936465462666558463730
Precip" 3.103.374.163.914.514.205.083.953.163.023.073.57
Snow" 6.05.84.30.30.00.00.00.00.00.20.52.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
91.7%
Good air days/yr
84
Max AQI recorded
0
PM2.5 days
241
Ozone days

Frequently Asked Questions

What is the cost of living in Russell, KY?

Russell has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Russell, KY?

The median gross rent in Russell is $803 per month based on 2023 Census data.

What is the average home price in Russell?

The median home value in Russell is $207,900 according to Zillow and Census data.

What is the median income in Russell?

The median household income in Russell is $76,389 per year (2023 ACS 5-year estimates).

What is the sales tax in Russell, KY?

The combined state and local sales tax rate in Russell is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Russell, KY affordable?

Yes, Russell is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Russell?

Russell has average high temperatures of 66.6°F and average lows of 46.3°F. Annual precipitation is 45.1". Average annual snowfall is 19.8". Data from NOAA 1991–2020 Climate Normals.

Russell at a Glance

Population
3,696
Median Income
$76,389
Home Value
$207,900
Median Rent
$803/mo
Unemployment
5.3%
Avg High Temp
66.6°F
Sales Tax
6.0%
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