Cost of Living in Cresaptown, MD

Population 5,238 · Maryland · Data vintage 2023

55
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Cresaptown a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $148,000. The labor market has been unusually tight, with unemployment around 0.0% — below most comparable cities in the state.

Geographically, Cresaptown lies roughly 85 miles southeast of the nearest major metro, Pittsburgh. Median home values run roughly 23% lower than Pittsburgh's $193,000.

Cost Overview

Housing 49
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cresaptown

The median home value in Cresaptown is $148,400 — 51% below the national median of $305,000. Median rent runs $838/month, 36% lower than the national median of $1,314/month. The median household income of $53,804/year is 28% lower than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Cresaptown has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.

🏠 Housing

Median Home Value
$148,400
51% below avg
Median Rent
$838/mo
36% below avg
Price-to-Rent Ratio
14.8x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 77.6%
Renter-occupied 22.4%

💰 Estimated Monthly Budget

Rent median rent
$838
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,452/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.3 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.9%

Commute Mode

Drove alone
89.4%
Carpooled
3.8%
Walked
3.0%
Work from home
3.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$53,804
28% below avg
Per Capita Income
$13,040
Unemployment Rate
0.0%
100% below avg
Poverty Rate
10.2%
Labor Force Participation
16.9%

🎓 Education

Bachelor's degree+ 3.6%
Graduate degree 1.1%

👥 Demographics

Median Age 39.9
Male median age 38.9
Female median age 51.4

Frequently Asked Questions

What is the cost of living in Cresaptown, MD?

Cresaptown has a cost index of 55 (100 = national average). It is 45% below the national average.

What is average rent in Cresaptown, MD?

The median gross rent in Cresaptown is $838 per month based on 2023 Census data.

What is the average home price in Cresaptown?

The median home value in Cresaptown is $148,400 according to 2023 Census ACS data.

What is the median income in Cresaptown?

The median household income in Cresaptown is $53,804 per year (2023 ACS 5-year estimates).

What is the sales tax in Cresaptown, MD?

The combined state and local sales tax rate in Cresaptown is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Cresaptown, MD affordable?

Yes, Cresaptown is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.

Cresaptown at a Glance

Population
5,238
Median Income
$53,804
Home Value
$148,400
Median Rent
$838/mo
Unemployment
0.0%
Sales Tax
6.0%
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