Cost of Living in Frostburg, MD
Population 7,025 · Maryland · Data vintage 2023
(100 = US avg)
Frostburg is a smaller Maryland community of around 7000 residents, where median household incomes of $51,052 and housing costs ($173,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 28% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Located 80 miles southeast of Pittsburgh, Frostburg is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 11% lower than Pittsburgh's $193,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Frostburg
The median home value in Frostburg is $172,600 — 43% below the national median of $305,000. Median rent runs $865/month, 34% lower than the national median of $1,314/month. The median household income of $51,052/year is 32% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Frostburg has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.
Frostburg has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Frostburg, MD?
Frostburg has a cost index of 60 (100 = national average). It is 40% below the national average.
What is average rent in Frostburg, MD?
The median gross rent in Frostburg is $865 per month based on 2023 Census data.
What is the average home price in Frostburg?
The median home value in Frostburg is $172,600 according to Zillow and Census data.
What is the median income in Frostburg?
The median household income in Frostburg is $51,052 per year (2023 ACS 5-year estimates).
What is the sales tax in Frostburg, MD?
The combined state and local sales tax rate in Frostburg is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Frostburg, MD affordable?
Yes, Frostburg is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.
Frostburg at a Glance
- Population
- 7,025
- Median Income
- $51,052
- Home Value
- $172,600
- Median Rent
- $865/mo
- Unemployment
- 6.8%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
Similar Cost Cities
Cities in other states with comparable housing costs