Cost of Living in Temperance, MI

Population 8,495 · Michigan · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Temperance sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Temperance sits roughly 7 miles north of Toledo — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 115% higher than Toledo's $107,000.

Cost Overview

Housing 75
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Temperance

The median home value in Temperance is $230,200 — 25% below the national median of $305,000. Median rent runs $1,270/month, 3% lower than the national median of $1,314/month. The median household income of $76,069/year is 2% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Temperance has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$230,200
25% below avg
Zillow Home Value
$285,938
Zillow ZHVI
Median Rent
$1,270/mo
3% below avg
Price-to-Rent Ratio
15.1x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 74.3%
Renter-occupied 25.7%

💰 Estimated Monthly Budget

Rent median rent
$1,270
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,884/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.0 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.2%

Commute Mode

Drove alone
83.0%
Carpooled
7.1%
Walked
0.3%
Work from home
9.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$76,069
2% above avg
Per Capita Income
$40,866
Unemployment Rate
4.0%
17% below avg
Poverty Rate
9.5%
Labor Force Participation
51.0%

🎓 Education

Bachelor's degree+ 19.9%
Graduate degree 7.8%

👥 Demographics

Median Age 52.8
Male median age 42.8
Female median age 56.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 25 — Good
90.8%
Good air days/yr
82
Max AQI recorded
0
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
18.8:1
Student-teacher ratio
6
Public schools
4,262
Total enrollment

Frequently Asked Questions

What is the cost of living in Temperance, MI?

Temperance has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in Temperance, MI?

The median gross rent in Temperance is $1,270 per month based on 2023 Census data.

What is the average home price in Temperance?

The median home value in Temperance is $230,200 according to Zillow and Census data.

What is the median income in Temperance?

The median household income in Temperance is $76,069 per year (2023 ACS 5-year estimates).

What is the sales tax in Temperance, MI?

The combined state and local sales tax rate in Temperance is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Temperance, MI affordable?

Yes, Temperance is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.

Temperance at a Glance

Population
8,495
Median Income
$76,069
Home Value
$230,200
Median Rent
$1,270/mo
Unemployment
4.0%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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