Cost of Living in Belmar, NJ
Population 5,861 · New Jersey · Data vintage 2023
(100 = US avg)
Housing in Belmar sits 153% above the national median — $771,000 for the typical home — but median household incomes near $92,859 (25% above the US figure) soften the blow that similar pricing creates in lower-wage metros. At 7.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Belmar is about 35 miles south of New York, the nearest large metro. Housing prices track closely with New York's $752,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Belmar
The median home value in Belmar is $771,400 — 153% above the national median of $305,000. Median rent runs $1,832/month, 39% higher than the national median of $1,314/month. The median household income of $92,859/year is 25% higher than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Belmar has a cost of living index of 208 versus the US average of 100, meaning it is 108% more expensive.
Belmar has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 42 | 49 | 59 | 68 | 78 | 84 | 82 | 76 | 65 | 54 | 45 |
| Low °F | 26 | 27 | 34 | 43 | 53 | 62 | 69 | 68 | 61 | 50 | 40 | 32 |
| Precip" | 3.23 | 2.76 | 3.94 | 3.55 | 3.66 | 3.85 | 3.86 | 4.11 | 3.58 | 3.72 | 3.07 | 3.96 |
| Snow" | 7.5 | 8.6 | 4.3 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 | 4.5 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Belmar, NJ?
Belmar has a cost index of 208 (100 = national average). It is 108% above the national average.
What is average rent in Belmar, NJ?
The median gross rent in Belmar is $1,832 per month based on 2023 Census data.
What is the average home price in Belmar?
The median home value in Belmar is $771,400 according to Zillow and Census data.
What is the median income in Belmar?
The median household income in Belmar is $92,859 per year (2023 ACS 5-year estimates).
What is the sales tax in Belmar, NJ?
The combined state and local sales tax rate in Belmar is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Belmar, NJ affordable?
Belmar is above average in cost of living, with an index of 208 — about 108% higher than the national average.
What is the weather like in Belmar?
Belmar has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.
Belmar at a Glance
- Population
- 5,861
- Median Income
- $92,859
- Home Value
- $771,400
- Median Rent
- $1,832/mo
- Unemployment
- 7.2%
- Avg High Temp
- 61.6°F
- Sales Tax
- 6.6%
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