Cost of Living in Neptune City, NJ
Population 4,607 · New Jersey · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Neptune City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $384,000.
Geographically, Neptune City is about 30 miles south of New York, the nearest large metro. Median home values run roughly 49% lower than New York's $752,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Neptune City
The median home value in Neptune City is $383,600 — 26% above the national median of $305,000. Median rent runs $1,525/month, 16% higher than the national median of $1,314/month. The median household income of $82,872/year is 11% higher than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Neptune City has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.
Neptune City has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 42 | 49 | 59 | 68 | 78 | 84 | 82 | 76 | 65 | 54 | 45 |
| Low °F | 26 | 27 | 34 | 43 | 53 | 62 | 69 | 68 | 61 | 50 | 40 | 32 |
| Precip" | 3.23 | 2.76 | 3.94 | 3.55 | 3.66 | 3.85 | 3.86 | 4.11 | 3.58 | 3.72 | 3.07 | 3.96 |
| Snow" | 7.5 | 8.6 | 4.3 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 | 4.5 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Neptune City, NJ?
Neptune City has a cost index of 122 (100 = national average). It is 22% above the national average.
What is average rent in Neptune City, NJ?
The median gross rent in Neptune City is $1,525 per month based on 2023 Census data.
What is the average home price in Neptune City?
The median home value in Neptune City is $383,600 according to 2023 Census ACS data.
What is the median income in Neptune City?
The median household income in Neptune City is $82,872 per year (2023 ACS 5-year estimates).
What is the sales tax in Neptune City, NJ?
The combined state and local sales tax rate in Neptune City is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Neptune City, NJ affordable?
Neptune City is above average in cost of living, with an index of 122 — about 22% higher than the national average.
What is the weather like in Neptune City?
Neptune City has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.
Neptune City at a Glance
- Population
- 4,607
- Median Income
- $82,872
- Home Value
- $383,600
- Median Rent
- $1,525/mo
- Unemployment
- 4.8%
- Avg High Temp
- 61.6°F
- Sales Tax
- 6.6%
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