Cost of Living in Bradley Beach, NJ

Population 4,264 · New Jersey · Data vintage 2023

221
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bradley Beach's housing market reflects its status as a high-earning metro: $857,000 for a typical home, 181% above the US median, paired with household incomes around $94,722 that put it in the upper third of the state. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.

Located 30 miles south of New York, Bradley Beach falls within that metro's commuting orbit. Median home values run roughly 14% higher than New York's $752,000.

Cost Overview

Housing 281
Rent 130

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bradley Beach

The median home value in Bradley Beach is $857,200 — 181% above the national median of $305,000. Median rent runs $1,710/month, 30% higher than the national median of $1,314/month. The median household income of $94,722/year is 27% higher than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Bradley Beach has a cost of living index of 221 versus the US average of 100, meaning it is 121% more expensive.

🏠 Housing

Median Home Value
$857,200
181% above avg
Zillow Home Value
$259,804
Zillow ZHVI
Median Rent
$1,710/mo
30% above avg
Zillow Rent
$2,443/mo
Zillow ZORI
Price-to-Rent Ratio
41.8x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 48.3%
Renter-occupied 51.7%

💰 Estimated Monthly Budget

Rent median rent
$1,710
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,324/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.0 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.4%

Commute Mode

Drove alone
57.1%
Carpooled
7.7%
Public transit
4.8%
Walked
2.9%
Bicycle
0.4%
Work from home
24.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$94,722
27% above avg
Per Capita Income
$56,505
Unemployment Rate
2.1%
57% below avg
Poverty Rate
6.0%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 35.8%
Graduate degree 29.4%

👥 Demographics

Median Age 46.4
Male median age 38.3
Female median age 50.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
85%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Bradley Beach, NJ?

Bradley Beach has a cost index of 221 (100 = national average). It is 121% above the national average.

What is average rent in Bradley Beach, NJ?

The median gross rent in Bradley Beach is $1,710 per month based on 2023 Census data.

What is the average home price in Bradley Beach?

The median home value in Bradley Beach is $857,200 according to Zillow and Census data.

What is the median income in Bradley Beach?

The median household income in Bradley Beach is $94,722 per year (2023 ACS 5-year estimates).

What is the sales tax in Bradley Beach, NJ?

The combined state and local sales tax rate in Bradley Beach is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Bradley Beach, NJ affordable?

Bradley Beach is above average in cost of living, with an index of 221 — about 121% higher than the national average.

What is the weather like in Bradley Beach?

Bradley Beach has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Bradley Beach at a Glance

Population
4,264
Median Income
$94,722
Home Value
$857,200
Median Rent
$1,710/mo
Unemployment
2.1%
Avg High Temp
61.6°F
Sales Tax
6.6%
View all cities in New Jersey →
🗺️ County data for New Jersey

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs