Cost of Living in Egg Harbor City, NJ

Population 4,378 · New Jersey · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Egg Harbor City stay well under national norms: a median home value of $182,000 against median household incomes of $67,604 gives the city one of the more comfortable price-to-income ratios in New Jersey. Unemployment has stayed elevated relative to the national figure — 11.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 40 miles southeast of Philadelphia, Egg Harbor City falls within that metro's commuting orbit. Median home values run roughly 22% lower than Philadelphia's $232,000.

Cost Overview

Housing 60
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Egg Harbor City

The median home value in Egg Harbor City is $182,100 — 40% below the national median of $305,000. Median rent runs $1,208/month, 8% lower than the national median of $1,314/month. The median household income of $67,604/year is 9% lower than the US median of $74,580. The local unemployment rate is 11.6%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.1°F and lows of 45.1°F, with about 17.4" of annual snowfall. Overall, Egg Harbor City has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$182,100
40% below avg
Zillow Home Value
$328,221
Zillow ZHVI
Median Rent
$1,208/mo
8% below avg
Price-to-Rent Ratio
12.6x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 52.1%
Renter-occupied 47.9%

💰 Estimated Monthly Budget

Rent median rent
$1,208
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,822/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.2 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.9%

Commute Mode

Drove alone
80.1%
Carpooled
1.8%
Public transit
4.1%
Walked
6.3%
Bicycle
1.6%
Work from home
4.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$67,604
9% below avg
Per Capita Income
$28,933
Unemployment Rate
11.6%
142% above avg
Poverty Rate
8.1%
Labor Force Participation
65.3%

🎓 Education

Bachelor's degree+ 9.3%
Graduate degree 9.3%

👥 Demographics

Median Age 36.7
Male median age 28.9
Female median age 40.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.1°F
Avg Low
45.1°F
Annual Precip
46"
Annual Snowfall
17.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434653637382878579685748
Low °F 252633425161676558463729
Precip" 3.383.234.523.323.343.584.474.593.554.143.374.47
Snow" 5.75.92.20.30.00.00.00.00.00.00.13.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
74%
Good air days/yr
265
Max AQI recorded
223
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in Egg Harbor City, NJ?

Egg Harbor City has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Egg Harbor City, NJ?

The median gross rent in Egg Harbor City is $1,208 per month based on 2023 Census data.

What is the average home price in Egg Harbor City?

The median home value in Egg Harbor City is $182,100 according to Zillow and Census data.

What is the median income in Egg Harbor City?

The median household income in Egg Harbor City is $67,604 per year (2023 ACS 5-year estimates).

What is the sales tax in Egg Harbor City, NJ?

The combined state and local sales tax rate in Egg Harbor City is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Egg Harbor City, NJ affordable?

Yes, Egg Harbor City is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

What is the weather like in Egg Harbor City?

Egg Harbor City has average high temperatures of 65.1°F and average lows of 45.1°F. Annual precipitation is 46". Average annual snowfall is 17.4". Data from NOAA 1991–2020 Climate Normals.

Egg Harbor City at a Glance

Population
4,378
Median Income
$67,604
Home Value
$182,100
Median Rent
$1,208/mo
Unemployment
11.6%
Avg High Temp
65.1°F
Sales Tax
6.6%
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