Cost of Living in Palmyra, NJ

Population 7,447 · New Jersey · Data vintage 2023

94
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Palmyra offers a notably favorable income-to-housing ratio for its region. The typical home — $217,000 — costs less than 2.5 times median household income of $85,014, a threshold many coastal markets passed a decade ago.

Geographically, Palmyra sits roughly 5 miles east of Philadelphia. Housing prices track closely with Philadelphia's $232,000 median.

Cost Overview

Housing 71
Rent 128

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palmyra

The median home value in Palmyra is $216,600 — 29% below the national median of $305,000. Median rent runs $1,680/month, 28% higher than the national median of $1,314/month. The median household income of $85,014/year is 14% higher than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.6°F and lows of 47.2°F. Overall, Palmyra has a cost of living index of 94 versus the US average of 100, meaning it is 6% less expensive.

🏠 Housing

Median Home Value
$216,600
29% below avg
Zillow Home Value
$208,449
Zillow ZHVI
Median Rent
$1,680/mo
28% above avg
Zillow Rent
$1,920/mo
Zillow ZORI
Price-to-Rent Ratio
10.7x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 69.6%
Renter-occupied 30.4%

💰 Estimated Monthly Budget

Rent median rent
$1,680
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,294/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.2%

Commute Mode

Drove alone
70.7%
Carpooled
8.3%
Public transit
3.1%
Walked
2.7%
Bicycle
0.1%
Work from home
14.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$85,014
14% above avg
Per Capita Income
$44,529
Unemployment Rate
5.7%
19% above avg
Poverty Rate
8.8%
Labor Force Participation
71.8%

🎓 Education

Bachelor's degree+ 22.6%
Graduate degree 7.1%

👥 Demographics

Median Age 42.7
Male median age 41.6
Female median age 45.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.6°F
Avg Low
47.2°F
Annual Precip
45"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 424553657583888679685747
Low °F 272835445464696860483831
Precip" 3.342.573.963.773.613.874.324.224.523.633.194.00

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
11.8:1
Student-teacher ratio
3
Public schools
940
Total enrollment

Frequently Asked Questions

What is the cost of living in Palmyra, NJ?

Palmyra has a cost index of 94 (100 = national average). It is 6% below the national average.

What is average rent in Palmyra, NJ?

The median gross rent in Palmyra is $1,680 per month based on 2023 Census data.

What is the average home price in Palmyra?

The median home value in Palmyra is $216,600 according to Zillow and Census data.

What is the median income in Palmyra?

The median household income in Palmyra is $85,014 per year (2023 ACS 5-year estimates).

What is the sales tax in Palmyra, NJ?

The combined state and local sales tax rate in Palmyra is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Palmyra, NJ affordable?

Palmyra is near the national average in terms of cost of living, with an index of 94 (100 = US average).

What is the weather like in Palmyra?

Palmyra has average high temperatures of 65.6°F and average lows of 47.2°F. Annual precipitation is 45". Data from NOAA 1991–2020 Climate Normals.

Palmyra at a Glance

Population
7,447
Median Income
$85,014
Home Value
$216,600
Median Rent
$1,680/mo
Unemployment
5.7%
Avg High Temp
65.6°F
Sales Tax
6.6%
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