Cost of Living in Point Pleasant Beach, NJ

Population 4,826 · New Jersey · Data vintage 2023

212
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Point Pleasant Beach's housing market reflects its status as a high-earning metro: $814,000 for a typical home, 167% above the US median, paired with household incomes around $131,641 that put it in the upper third of the state. At 6.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Point Pleasant Beach is about 40 miles south of New York, the nearest large metro. Median home values run roughly 8% higher than New York's $752,000.

Cost Overview

Housing 267
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Point Pleasant Beach

The median home value in Point Pleasant Beach is $813,500 — 167% above the national median of $305,000. Median rent runs $1,717/month, 31% higher than the national median of $1,314/month. The median household income of $131,641/year is 77% higher than the US median of $74,580. The local unemployment rate is 6.9%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Point Pleasant Beach has a cost of living index of 212 versus the US average of 100, meaning it is 112% more expensive.

🏠 Housing

Median Home Value
$813,500
167% above avg
Zillow Home Value
$223,180
Zillow ZHVI
Median Rent
$1,717/mo
31% above avg
Price-to-Rent Ratio
39.5x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 70.5%
Renter-occupied 29.5%

💰 Estimated Monthly Budget

Rent median rent
$1,717
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,331/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.5 min
28% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.1%

Commute Mode

Drove alone
53.1%
Carpooled
9.9%
Public transit
6.1%
Walked
15.1%
Bicycle
3.2%
Work from home
11.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$131,641
77% above avg
Per Capita Income
$67,863
Unemployment Rate
6.9%
44% above avg
Poverty Rate
11.2%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 43.5%
Graduate degree 15.6%

👥 Demographics

Median Age 47.2
Male median age 47.5
Female median age 47

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
71.5%
Good air days/yr
248
Max AQI recorded
200
PM2.5 days
165
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
10.2:1
Student-teacher ratio
2
Public schools
743
Total enrollment

Frequently Asked Questions

What is the cost of living in Point Pleasant Beach, NJ?

Point Pleasant Beach has a cost index of 212 (100 = national average). It is 112% above the national average.

What is average rent in Point Pleasant Beach, NJ?

The median gross rent in Point Pleasant Beach is $1,717 per month based on 2023 Census data.

What is the average home price in Point Pleasant Beach?

The median home value in Point Pleasant Beach is $813,500 according to Zillow and Census data.

What is the median income in Point Pleasant Beach?

The median household income in Point Pleasant Beach is $131,641 per year (2023 ACS 5-year estimates).

What is the sales tax in Point Pleasant Beach, NJ?

The combined state and local sales tax rate in Point Pleasant Beach is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Point Pleasant Beach, NJ affordable?

Point Pleasant Beach is above average in cost of living, with an index of 212 — about 112% higher than the national average.

What is the weather like in Point Pleasant Beach?

Point Pleasant Beach has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Point Pleasant Beach at a Glance

Population
4,826
Median Income
$131,641
Home Value
$813,500
Median Rent
$1,717/mo
Unemployment
6.9%
Avg High Temp
61.6°F
Sales Tax
6.6%
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Explore county-level cost of living data

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