Cost of Living in Upper Greenwood Lake, NJ
Population 3,621 · New Jersey · Data vintage 2023
(100 = US avg)
Upper Greenwood Lake sits on the smaller end of the New Jersey city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Geographically, Upper Greenwood Lake sits roughly 20 miles northwest of Paterson. Housing prices track closely with Paterson's $335,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Upper Greenwood Lake
The median home value in Upper Greenwood Lake is $331,400 — 9% above the national median of $305,000. Median rent runs $2,120/month, 61% higher than the national median of $1,314/month. The median household income of $124,297/year is 67% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 60.9°F and lows of 39.2°F. Overall, Upper Greenwood Lake has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.
Upper Greenwood Lake has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 36 | 39 | 48 | 61 | 71 | 80 | 84 | 82 | 75 | 64 | 51 | 41 |
| Low °F | 18 | 20 | 27 | 37 | 47 | 56 | 61 | 60 | 51 | 40 | 31 | 24 |
| Precip" | 2.63 | 2.16 | 3.20 | 3.43 | 3.73 | 3.68 | 4.06 | 3.93 | 3.83 | 4.23 | 2.97 | 3.10 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Upper Greenwood Lake, NJ?
Upper Greenwood Lake has a cost index of 130 (100 = national average). It is 30% above the national average.
What is average rent in Upper Greenwood Lake, NJ?
The median gross rent in Upper Greenwood Lake is $2,120 per month based on 2023 Census data.
What is the average home price in Upper Greenwood Lake?
The median home value in Upper Greenwood Lake is $331,400 according to 2023 Census ACS data.
What is the median income in Upper Greenwood Lake?
The median household income in Upper Greenwood Lake is $124,297 per year (2023 ACS 5-year estimates).
What is the sales tax in Upper Greenwood Lake, NJ?
The combined state and local sales tax rate in Upper Greenwood Lake is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Upper Greenwood Lake, NJ affordable?
Upper Greenwood Lake is above average in cost of living, with an index of 130 — about 30% higher than the national average.
What is the weather like in Upper Greenwood Lake?
Upper Greenwood Lake has average high temperatures of 60.9°F and average lows of 39.2°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.
Upper Greenwood Lake at a Glance
- Population
- 3,621
- Median Income
- $124,297
- Home Value
- $331,400
- Median Rent
- $2,120/mo
- Unemployment
- 3.9%
- Avg High Temp
- 60.9°F
- Sales Tax
- 6.6%
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New Jersey Rankings
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