Cost of Living in Hamburg, NJ
Population 3,293 · New Jersey · Data vintage 2023
(100 = US avg)
Hamburg is a smaller New Jersey community of around 3000 residents, where median household incomes of $90,655 and housing costs ($258,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Located 25 miles northwest of Paterson, Hamburg falls within that metro's commuting orbit. Median home values run roughly 23% lower than Paterson's $335,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hamburg
The median home value in Hamburg is $258,200 — 15% below the national median of $305,000. Median rent runs $1,714/month, 30% higher than the national median of $1,314/month. The median household income of $90,655/year is 22% higher than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 60.9°F and lows of 39.2°F. Overall, Hamburg has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.
Hamburg has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 36 | 39 | 48 | 61 | 71 | 80 | 84 | 82 | 75 | 64 | 51 | 41 |
| Low °F | 18 | 20 | 27 | 37 | 47 | 56 | 61 | 60 | 51 | 40 | 31 | 24 |
| Precip" | 2.63 | 2.16 | 3.20 | 3.43 | 3.73 | 3.68 | 4.06 | 3.93 | 3.83 | 4.23 | 2.97 | 3.10 |
Frequently Asked Questions
What is the cost of living in Hamburg, NJ?
Hamburg has a cost index of 103 (100 = national average). It is 3% above the national average.
What is average rent in Hamburg, NJ?
The median gross rent in Hamburg is $1,714 per month based on 2023 Census data.
What is the average home price in Hamburg?
The median home value in Hamburg is $258,200 according to Zillow and Census data.
What is the median income in Hamburg?
The median household income in Hamburg is $90,655 per year (2023 ACS 5-year estimates).
What is the sales tax in Hamburg, NJ?
The combined state and local sales tax rate in Hamburg is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Hamburg, NJ affordable?
Hamburg is near the national average in terms of cost of living, with an index of 103 (100 = US average).
What is the weather like in Hamburg?
Hamburg has average high temperatures of 60.9°F and average lows of 39.2°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.
Hamburg at a Glance
- Population
- 3,293
- Median Income
- $90,655
- Home Value
- $258,200
- Median Rent
- $1,714/mo
- Unemployment
- 3.8%
- Avg High Temp
- 60.9°F
- Sales Tax
- 6.6%
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