Cost of Living in Delhi, NY

Population 3,185 · New York · Data vintage 2023

67
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Delhi is a smaller New York community of around 3000 residents, where median household incomes of $60,521 and housing costs ($196,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Delhi is about 65 miles west of Albany, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 12% lower than Albany's $223,000.

Cost Overview

Housing 64
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Delhi

The median home value in Delhi is $195,600 — 36% below the national median of $305,000. Median rent runs $941/month, 28% lower than the national median of $1,314/month. The median household income of $60,521/year is 19% lower than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 54.8°F and lows of 37.8°F, with about 86.5" of annual snowfall. Overall, Delhi has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value
$195,600
36% below avg
Median Rent
$941/mo
28% below avg
Price-to-Rent Ratio
17.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 48.6%
Renter-occupied 51.4%

💰 Estimated Monthly Budget

Rent median rent
$941
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,555/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.5 min
39% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.3%

Commute Mode

Drove alone
50.8%
Carpooled
3.8%
Public transit
1.1%
Walked
25.0%
Bicycle
2.2%
Work from home
16.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$60,521
19% below avg
Per Capita Income
$24,401
Unemployment Rate
5.1%
7% above avg
Poverty Rate
16.6%
Labor Force Participation
44.7%

🎓 Education

Bachelor's degree+ 17.9%
Graduate degree 24.1%

👥 Demographics

Median Age 21.1
Male median age 21.2
Female median age 21

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.8°F
Avg Low
37.8°F
Annual Precip
42"
Annual Snowfall
86.5"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303241546674787770574534
Low °F 161724354655595851413122
Precip" 2.622.413.053.633.784.693.804.104.013.763.113.08
Snow" 20.619.716.43.80.10.00.00.00.01.06.818.1

🏫 Schools

NCES CCD 2019 — public school district data

72%
4-Year Graduation Rate
14.5:1
Student-teacher ratio
2
Public schools
770
Total enrollment

Frequently Asked Questions

What is the cost of living in Delhi, NY?

Delhi has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Delhi, NY?

The median gross rent in Delhi is $941 per month based on 2023 Census data.

What is the average home price in Delhi?

The median home value in Delhi is $195,600 according to 2023 Census ACS data.

What is the median income in Delhi?

The median household income in Delhi is $60,521 per year (2023 ACS 5-year estimates).

What is the sales tax in Delhi, NY?

The combined state and local sales tax rate in Delhi is 8.5%. The New York state income tax top rate is 10.9%.

Is Delhi, NY affordable?

Yes, Delhi is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

What is the weather like in Delhi?

Delhi has average high temperatures of 54.8°F and average lows of 37.8°F. Annual precipitation is 42". Average annual snowfall is 86.5". Data from NOAA 1991–2020 Climate Normals.

Delhi at a Glance

Population
3,185
Median Income
$60,521
Home Value
$195,600
Median Rent
$941/mo
Unemployment
5.1%
Avg High Temp
54.8°F
Sales Tax
8.5%
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