Cost of Living in Liberty, NY
Population 5,083 · New York · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Liberty a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $151,000. At 9.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Liberty is about 70 miles northwest of Paterson, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 55% lower than Paterson's $335,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Liberty
The median home value in Liberty is $150,500 — 51% below the national median of $305,000. Median rent runs $882/month, 33% lower than the national median of $1,314/month. The median household income of $49,125/year is 34% lower than the US median of $74,580. The local unemployment rate is 9.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, Liberty has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.
Liberty has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 47 | 60 | 71 | 79 | 84 | 82 | 74 | 62 | 50 | 39 |
| Low °F | 17 | 18 | 27 | 36 | 47 | 56 | 61 | 59 | 51 | 40 | 31 | 23 |
| Precip" | 2.44 | 2.44 | 3.25 | 3.50 | 3.35 | 4.33 | 3.30 | 4.40 | 3.89 | 3.68 | 3.04 | 3.37 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Liberty, NY?
Liberty has a cost index of 56 (100 = national average). It is 44% below the national average.
What is average rent in Liberty, NY?
The median gross rent in Liberty is $882 per month based on 2023 Census data.
What is the average home price in Liberty?
The median home value in Liberty is $150,500 according to 2023 Census ACS data.
What is the median income in Liberty?
The median household income in Liberty is $49,125 per year (2023 ACS 5-year estimates).
What is the sales tax in Liberty, NY?
The combined state and local sales tax rate in Liberty is 8.5%. The New York state income tax top rate is 10.9%.
Is Liberty, NY affordable?
Yes, Liberty is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.
What is the weather like in Liberty?
Liberty has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.
Liberty at a Glance
- Population
- 5,083
- Median Income
- $49,125
- Home Value
- $150,500
- Median Rent
- $882/mo
- Unemployment
- 9.8%
- Avg High Temp
- 60.0°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
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