Cost of Living in Ellenville, NY

Population 4,210 · New York · Data vintage 2023

71
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ellenville offers a notably favorable income-to-housing ratio for its region. The typical home — $184,000 — costs less than 2.2 times median household income of $82,181, a threshold many coastal markets passed a decade ago. Around 24% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 55 miles north of Paterson, Ellenville is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 45% lower than Paterson's $335,000.

Cost Overview

Housing 60
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ellenville

The median home value in Ellenville is $183,500 — 40% below the national median of $305,000. Median rent runs $1,132/month, 14% lower than the national median of $1,314/month. The median household income of $82,181/year is 10% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, Ellenville has a cost of living index of 71 versus the US average of 100, meaning it is 29% less expensive.

🏠 Housing

Median Home Value
$183,500
40% below avg
Zillow Home Value
$260,218
Zillow ZHVI
Median Rent
$1,132/mo
14% below avg
Price-to-Rent Ratio
13.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 59.2%
Renter-occupied 40.8%

💰 Estimated Monthly Budget

Rent median rent
$1,132
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,746/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.4 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
75.0%
Carpooled
9.7%
Walked
9.1%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$82,181
10% above avg
Per Capita Income
$32,973
Unemployment Rate
3.9%
19% below avg
Poverty Rate
23.7%
Labor Force Participation
55.6%

🎓 Education

Bachelor's degree+ 14.3%
Graduate degree 8.7%

👥 Demographics

Median Age 39.5
Male median age 41
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.0°F
Avg Low
38.8°F
Annual Precip
41"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607179848274625039
Low °F 171827364756615951403123
Precip" 2.442.443.253.503.354.333.304.403.893.683.043.37

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
12.6:1
Student-teacher ratio
3
Public schools
1,635
Total enrollment

Frequently Asked Questions

What is the cost of living in Ellenville, NY?

Ellenville has a cost index of 71 (100 = national average). It is 29% below the national average.

What is average rent in Ellenville, NY?

The median gross rent in Ellenville is $1,132 per month based on 2023 Census data.

What is the average home price in Ellenville?

The median home value in Ellenville is $183,500 according to Zillow and Census data.

What is the median income in Ellenville?

The median household income in Ellenville is $82,181 per year (2023 ACS 5-year estimates).

What is the sales tax in Ellenville, NY?

The combined state and local sales tax rate in Ellenville is 8.5%. The New York state income tax top rate is 10.9%.

Is Ellenville, NY affordable?

Yes, Ellenville is generally considered affordable, with a cost of living index of 71 — about 29% below the US national average of 100.

What is the weather like in Ellenville?

Ellenville has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Ellenville at a Glance

Population
4,210
Median Income
$82,181
Home Value
$183,500
Median Rent
$1,132/mo
Unemployment
3.9%
Avg High Temp
60.0°F
Sales Tax
8.5%
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Explore county-level cost of living data

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