Cost of Living in Port Jervis, NY

Population 8,709 · New York · Data vintage 2023

81
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Port Jervis sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Port Jervis is about 40 miles northwest of Paterson, the nearest large metro. Median home values run roughly 34% lower than Paterson's $335,000.

Cost Overview

Housing 72
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Port Jervis

The median home value in Port Jervis is $220,700 — 28% below the national median of $305,000. Median rent runs $1,247/month, 5% lower than the national median of $1,314/month. The median household income of $50,721/year is 32% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.9°F and lows of 39.2°F. Overall, Port Jervis has a cost of living index of 81 versus the US average of 100, meaning it is 19% less expensive.

🏠 Housing

Median Home Value
$220,700
28% below avg
Zillow Home Value
$308,316
Zillow ZHVI
Median Rent
$1,247/mo
5% below avg
Zillow Rent
$1,587/mo
Zillow ZORI
Price-to-Rent Ratio
14.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 51.8%
Renter-occupied 48.2%

💰 Estimated Monthly Budget

Rent median rent
$1,247
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,861/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.8 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.1%

Commute Mode

Drove alone
66.9%
Carpooled
13.1%
Public transit
2.1%
Walked
11.6%
Work from home
4.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$50,721
32% below avg
Per Capita Income
$27,108
Unemployment Rate
6.8%
42% above avg
Poverty Rate
20.8%
Labor Force Participation
55.1%

🎓 Education

Bachelor's degree+ 8.5%
Graduate degree 8.5%

👥 Demographics

Median Age 39.6
Male median age 38.1
Female median age 41.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.9°F
Avg Low
39.2°F
Annual Precip
41"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617180848275645141
Low °F 182027374756616051403124
Precip" 2.632.163.203.433.733.684.063.933.834.232.973.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
75.6%
Good air days/yr
185
Max AQI recorded
357
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
10.9:1
Student-teacher ratio
4
Public schools
2,571
Total enrollment

Frequently Asked Questions

What is the cost of living in Port Jervis, NY?

Port Jervis has a cost index of 81 (100 = national average). It is 19% below the national average.

What is average rent in Port Jervis, NY?

The median gross rent in Port Jervis is $1,247 per month based on 2023 Census data.

What is the average home price in Port Jervis?

The median home value in Port Jervis is $220,700 according to Zillow and Census data.

What is the median income in Port Jervis?

The median household income in Port Jervis is $50,721 per year (2023 ACS 5-year estimates).

What is the sales tax in Port Jervis, NY?

The combined state and local sales tax rate in Port Jervis is 8.5%. The New York state income tax top rate is 10.9%.

Is Port Jervis, NY affordable?

Yes, Port Jervis is generally considered affordable, with a cost of living index of 81 — about 19% below the US national average of 100.

What is the weather like in Port Jervis?

Port Jervis has average high temperatures of 60.9°F and average lows of 39.2°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Port Jervis at a Glance

Population
8,709
Median Income
$50,721
Home Value
$220,700
Median Rent
$1,247/mo
Unemployment
6.8%
Avg High Temp
60.9°F
Sales Tax
8.5%
View all cities in New York →
🗺️ County data for New York

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs