Cost of Living in Finneytown, OH

Population 12,079 · Ohio · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Finneytown can reasonably expect a home to cost less than three years of household income — $184,000 against $78,494 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. Unemployment has stayed elevated relative to the national figure — 6.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 5 miles north of Cincinnati, Finneytown falls within that metro's commuting orbit. Median home values run roughly 14% lower than Cincinnati's $215,000.

Cost Overview

Housing 60
Rent 103

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Finneytown

The median home value in Finneytown is $184,200 — 40% below the national median of $305,000. Median rent runs $1,351/month, 3% higher than the national median of $1,314/month. The median household income of $78,494/year is 5% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.4°F and lows of 44.2°F. Overall, Finneytown has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$184,200
40% below avg
Median Rent
$1,351/mo
3% above avg
Price-to-Rent Ratio
11.4x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 85.8%
Renter-occupied 14.2%

💰 Estimated Monthly Budget

Rent median rent
$1,351
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,965/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.5 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.6%

Commute Mode

Drove alone
72.9%
Carpooled
10.8%
Public transit
0.3%
Work from home
15.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$78,494
5% above avg
Per Capita Income
$39,046
Unemployment Rate
6.6%
38% above avg
Poverty Rate
11.2%
Labor Force Participation
61.3%

🎓 Education

Bachelor's degree+ 22.6%
Graduate degree 10.2%

👥 Demographics

Median Age 47
Male median age 40.9
Female median age 47.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.4°F
Avg Low
44.2°F
Annual Precip
43.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414555677583878680685545
Low °F 242633435361656456443428
Precip" 2.862.793.944.374.704.614.393.393.073.052.913.32

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
35.3%
Good air days/yr
193
Max AQI recorded
260
PM2.5 days
103
Ozone days

Frequently Asked Questions

What is the cost of living in Finneytown, OH?

Finneytown has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in Finneytown, OH?

The median gross rent in Finneytown is $1,351 per month based on 2023 Census data.

What is the average home price in Finneytown?

The median home value in Finneytown is $184,200 according to 2023 Census ACS data.

What is the median income in Finneytown?

The median household income in Finneytown is $78,494 per year (2023 ACS 5-year estimates).

What is the sales tax in Finneytown, OH?

The combined state and local sales tax rate in Finneytown is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Finneytown, OH affordable?

Yes, Finneytown is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.

What is the weather like in Finneytown?

Finneytown has average high temperatures of 65.4°F and average lows of 44.2°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Finneytown at a Glance

Population
12,079
Median Income
$78,494
Home Value
$184,200
Median Rent
$1,351/mo
Unemployment
6.6%
Avg High Temp
65.4°F
Sales Tax
7.2%
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